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Copyright © 2011 Opportunity Financial, LLC
Opportunity Financial is a consumer loan company serving the Chicagoland area. We provide personal installment loans to hard-working people.
We currently have 4 locations in Chicago, Matteson and Maywood with plans to open three more locations soon.
We believe customers' needs are of the utmost importance. As a result, a high percentage of our business is from repeat customers and referrals.
We welcome the opportunity to earn your business.
We offer consumer installment loans to individuals with more than one year of full-time employment at a company or government agency.
We are not a payday lender. Loans are repaid in affordable installments.
Loans may be repaid at any time without prepayment penalties.
Submitting an application is free of charge.
ClickApply Nowto get a cash loan today!
"Sometimes in life, the unexpected happens. When it does, Opportunity Financial is always there when I need them. It is good to discover my best financial solution is just a phone call away, no matter the situation."
- Kathryn, U.S. Department of Housing and Urban Development (HUD)
"I love the reasonable rates. [They're] not like those predatory lenders. Service is fast and honest. They're the best and that's the truth!"
- Tyrone, U.S. Postal Service
"They are very supportive of us, the workers. The approval process is fast and cuts through the red tape. They have great rates."
- Doreska, Edward Hines, Jr. VA Hospital
Q: What do I need to apply for a loan?
A: You will need the following items to obtain a loan:
Q: Will I qualify?
A: Does your employer offer direct deposit?
Are you a full-time employee?
Have you been employed at least one year?
If you answered yes to all three questions, you may be eligible. Please call us or submit an application online.
Q: How long does it take to get approved?
A: Most loans get approved the same day. We will contact you as soon as we process your application.
Click on your location to the left to view a map:
Chicago Loop
Maywood
Matteson
Chicago North
Waukegan
28 East Jackson Boulevard, Suite 405, Chicago, IL 60604
Phone: 312-663-0000
1701 South First Avenue, Suite 309, Maywood, IL 60153
Phone: 708-344-7404
600 Holiday Plaza Drive, Suite 130, Matteson, IL 60443
Phone: 708-481-3200
4747 W. Peterson Avenue, Suite 306, Chicago, IL 60646
Phone: 773-205-6500
2504 Washington Street, Suite 203, Waukegan, IL 60085
Phone: 847-886-0010
Opportunity Financial, LLC - EFFECTIVE JANUARY 1, 2011
Please note that this site uses third-party cookies to track anonymous web traffic data. The disclosures below explain how we use or share our customers'
non-public personally identifiable information.
Your non-public information we collect is categorized as follows:
(1) Information you provided on your application.
(2) Verification of such information and/or assessment of your transactions with individuals or companies listed in your application.
(3) Information provided by consumer reporting agencies such as TeleTrack and/or TeleCheck and/or DataX and/or CL Verify and/or VeriTrac.
How we use your non-public information:
Your non-public information may be used by us in connection with any transaction with us and for marketing our good and services to you and in accordance with this privacy policy.
When and how we share your information with outside marketers:
We do not provide your personal information to outside companies so they may market services or goods to you.
When and how we share your information with affiliated companies:
We may share information about your transactions with affiliated companies, including information you provided on your application, verification of such information, or an assessment of your transactions with individuals or companies listed in your application. Your information may also be shared with third party vendors with whom we have agreements to fulfill services on our behalf who have a duty of confidentiality to us. Information may be provided to consumer reporting agencies such as TeleTrack and/or TeleCheck and/or CL Verify and/or CBC Innovis and their respective subscribers. Outstanding loan balances and performance with our affiliated companies may be used in the adjudication of your loan.
When and how we share your information with unaffiliated third parties:
We share non-public information on your current or past transactions with us with unaffiliated third parties in a very limited way, such as consumer reporting agencies, including but not limited to TeleTrack and/or TeleCheck and/or DataX and/or CLVerify and their respective subscribers. We also share such information with any law firms or collection agencies we engage in the collection of any debt owed us and/or to protect our contractual or other rights. We may also share your non-public, personal information to the extent you have expressly agreed in writing.
Other situations where we may be required to disclose your non-public information:
We may be required to share your non-public personal information as required by federal, state or local laws or by court order.
How do I opt out of you sharing my non-public information
As we do not share your non-public information with unaffiliated third parties except as allowed by law for services essential to providing our products to you, you may only opt out of our sharing of your information by not filing out and submitting or sending us an application.
How we keep your non-public personal information secure:
We take your privacy seriously and we treat your non-public personal information with great care. Only those employees who need access to your private personal information may access it, and they are required to maintain the confidentiality of that information. Any employee who fails to maintain this confidentiality is subject to disciplinary procedures and possible legal action. The company maintains physical and computer safeguards as required by law at all times.
Opportunity Financial, LLC - EFFECTIVE JANUARY 17, 2012
SMS Disclosures and Terms
This Short Message Service ("SMS") Disclosure ("Disclosure") applies to each account you have with us for which you have elected to receive SMS messages. The words "we, "us, and "our" refer to us along with our agents, with whom we have contracted to facilitate payments to your Account(s). The words "you" and "your" mean you, the individual identified on the account(s) you have with us ("Account"). As used in this Disclosure, "SMS Notifications" means any SMS (text message) communication from us to you pertaining to your Account, including, but not limited to, account or payment information, promotions, due date reminders, delinquent accounts, coupons and other marketing material.
You consent to the use of your personal information to provide the services you have requested, including services that display customized content and advertising. You understand that your provider's message and data rates may apply to confirmation and all subsequent SMS messages. To opt out of this service reply STOP to the SMS text message you have received. Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your providers name, the date & time, and content of your messages. Opportunity Financial LLC is not liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.
I agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys' fees) arising from your provision of a mobile phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Installment Note.
To update your number or receive additional information regarding our texting services, call us at 312-663-0000 x803 or email us at info_opploans.com.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AT ANY TIME AT OUR SOLE DISCRETION. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OUR SITE.
We grant to you, for your personal use only, a nonexclusive, limited and revocable right to access and use the OppLoans.com website (the Site). You agree not to use the Site or content for any other purpose, including commercial purposes, such as co-branding, framing, linking, or reselling any portion of the Site without our prior written consent. Unauthorized use of our Site or misuse of any information posted to the Site is strictly prohibited. You acknowledge that your use of the Site may be monitored, tracked and recorded, and your use of our Site expressly consents to such monitoring, tracking and recording.
This site may be accessed using most browsers and does not require cookies to be enabled. Please do not submit specific questions regarding your account through our Contact Us link, as this is not a secure form of communication. Please contact your local store or our customer service department, at 773-205-6500 x803 with questions regarding your application or account. For Media Inquiries, please contact 773-205-6500 x801.
Copyright Notices: The Site, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by Opportunity Financial LLC. They may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Opportunity Financial LLC's prior written consent.
Trademark Notices: The names and logos of Opportunity Financial are owned by Opportunity Financial LLC and may not be used without prior written authorization.
Web Content and Materials: The information on this Site is for information purposes only. We strive to be accurate, but Opportunity Financial does not warrant its completeness, timeliness, or accuracy. You agree that you will not engage in any activities related to the Site that are contrary to applicable law, regulation or the terms of any agreements you may have with us.
OPPORTUNITY FINANCIAL LLC MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION, PRODUCTS OR SERVICES AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU. OPPORTUNITY FINANCIAL LLC RESERVES THE RIGHT TO TERMINATE ANY OR ALL OF THE SITE CONTENT WITHOUT PRIOR NOTICE TO THE USER. THE AVAILABILITY OF THE SITE AND INFORMATION, PRODUCTS OR SERVICES DOES NOT MEAN OPPORTUNITY FINANCIAL LLC IS DISTRIBUTING OR SOLICITATING TO ANY PERSON TO USE THE WEBSITE OR SUCH INFORMATION, PRODUCTS OR SERVICES WHERE PROHIBITED BY LAW.
Potential Disruption of Service: Access to our Site may from time to time be unavailable, delayed, limited or slowed due to causes beyond the control of Opportunity Financial LLC. We make no guarantees as to the availability of the Site.
LIMITATION OF LIABILITY: THE SITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE SITE) IS PROVIDED ON AN "AS IS" BASIS. WE MAKE NO WARRANTIES AND REPRESENTATIONS REGARDING OUR SITE. OPPORTUNITY FINANCIAL LLC SPECIFICALLY DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE SITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, ACCURACY, ADEQUACY, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, OPPORTUNITY FINANCIAL WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS SITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER'S BROWSER OR OTHER SOFTWARE. UNDER NO CIRCUMSTANCES WILL OPPORTUNITY FINANCIAL LLC BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE OUR WEBSITE, REGARDLESS OF WHETHER WE HAVE BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
Enforceability and Governing Law: In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall remain in full force and effect. These Terms and Conditions shall be subject to any other agreements you have entered into with Opportunity Financial LLC. Your access to and use of the Site, are governed by the laws of the State of Illinois.
Information From Children: You must be 18 years old to use the Opportunity Financial Site. Opportunity Financial does not knowingly collect information from anyone under the age of 18, and we do not offer loans to anyone under 18.
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