Finance Friday: If the Cubs Can Do It, So Can You!

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As a Chicago-based company, we’re riding pretty high this week. Not only did our Cubs beat the San Francisco Giants in a miraculous come-from-behind win to advance to the NLCS, but OppLoans was also ranked on Built In Chicago’s Top 100 Digital Companies in Chicago!

So no matter what your personal finance situation is, just take some inspiration from the Cubbies. If they can break The Curse of the Billy Goat, then you can definitely get your budget under control.

Here are our top personal finance stories from this week:

It’s true! OppLoans has been ranked on the BuiltinChicago Top 100 Digital companies!

Los Angeles Times: Due to the ongoing (and ongoing and ongoing) criticism of the company in the wake of their “fake accounts” scandal, Wells Fargo CEO John Stumpf has resigned.

Wall Street Journal: The Supreme Court is set to hear an important case that could affect the future of debt collections.

TheIntercept.com: Google’s ban on payday lending ads isn’t quite going as expected.

Variety: Vice Media is launching a website entirely devoted to personal finance called Vice Money.

Chicago Tribune: Our hometown paper on the importance of new regulations to curb predatory payday lending.

GoBankingRates.com: Here’s a list of the biggest sources of debt from state to state.

Military Times: The Consumer Financial Protection Bureau has ordered Navy Federal Credit Union to pay out $23 million due to deceptive collection practices.

Upproxx.com: One of the best parts of being financially stable is the opportunity to travel. Here are some ideas for how best to save for your dream vacation.

GameRant.com: Video games used to be about evading ghosts while eating fruit in a maze. But nowadays, even living your Mafioso fantasies require sticking to a budget.

Yahoo Finance: Did you know that your fingernails and hair keep growing after you die? They do! On a somewhat related note, here’s a story about what happens to your credit score after you die.

ICYMI this week on the OppLoans blog:

OppLoans Word of the Week: Debt Snowball

4 Reasons to Avoid Cash Advances

What’s Up with Payday Loans in Kansas City?

Have a greet weekend!

If you need a loan, but you have bad credit, you should stay away from predatory payday and title lenders. Apply for a personal installment loan from OppLoans instead. If you’re approved you can get your money as early as the next business day with terms that you can afford. Making your payments on time could even help your credit score! To learn more, or to apply for a loan today, check out our homepage: OppLoans.com.

Finance Friday: A good week for personal finance news? That’s debatable.

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For personal finance junkies, this week was a big one. From the new Consumer Financial Protection Bureau (CFPB) Monthly Complaint Report, to the continuing controversy at Wells Fargo, to—oh yeah—a little talk here and there about our presidential candidates’ finances, the one thing you can say about this week is that it was never, ever boring …

Here are our top personal finance stories from this week:

Kansas City Star: Thinking of taking out a payday loan? Well, this payday lender have been ordered to pay back $1.266 billion due to their deceptive and misleading business practices. Why don’t you try a personal installment loan from OppLoans instead?

Motley Fool: Here’s a great piece that debunks 11 common (and harmful) myths about credit scores.

CFPB: The most recent addition of the Monthly Complaint Report is out with a spotlight on complaints over money transfers.

Bloomberg: The bad news for Wells Fargo continues. This week they were sanctioned by the US Justice Department for improperly repossessing cars. Oh, and those cars belonged to members of the US military. Ouch.

LowCards.com: Ready for another? If you were one of the 500,000 who had a fraudulent Wells Fargo account created in your name, closing that account could actually hurt your credit score.

Yahoo Finance: Of all the reasons to carry around a tiny photo of actor Terry Crews in your wallet, “to help save money” might just be the best.

The Baltimore Sun: The bankrupt retailer USA Discounters is going to forgive $95.9 million in consumer debt due to abusive and unfair business practices.

New York Times: When you have a family, driving might be more affordable than flying, but there are still extra ways for you to save.

ICYMI this week on the OppLoans blog:

OppLoans Word of the Week: Term

Getting a Loan with Bad Credit? It’s Possible. Here’s How.

3 Ways an Installment Loan Can Help Your Credit Score

The OppLoans Guide to Consolidating Student Loan Debt

Have a greet weekend

If you have bad credit but need a loan, you should avoid predatory payday and title lenders. With a safe, reasonable personal installment loan from OppLoans, you can get your money quickly (as early as the next business day) with terms that you can afford to repay. Making your payments on time could even help your credit score! To learn more, or to apply for the a loan today, check out our homepage: www.OppLoans.com.

Finance Friday: The Push for Financial Literacy!

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Well, it was quite a week for personal finance news! The Wells Fargo scandal continues, mortgage rates slip to a three-month low, and several organizations join us in the fight for financial literacy. We paid close attention to the stories that affect you and your wallet, and compiled the top 10 for easy reading! We also offer OppU so you can better understand your money through a series of short courses.

These are all the personal finance, financial literacy, and budgeting/saving articles that deserve your attention this week. Learn some new savings tips, or just stay up to date on current finance news. Happy (Finance) Friday everybody!

Here are our top 10 personal finance articles from this week:

The Washington Post: Critics say Wells Fargo CEO should forfeit more than $41 million after sales scandal.

Bloomberg: How would a Trump or Clinton presidency affect your finances? Bloomberg offers a helpful Personal-Finance Guide to the debates and the election.

MarketWatch: How much will you spend on Halloween this year? Experts say Halloween spending may reach an all-time high!

Bankrate: It might be time to refinance! Mortgage rates slip to a three-month low.

Forbes: Don’t underestimate how important it is to save! This Nigerian fintech startup helps you save for life’s big moments.

Military Times: Set your kids up for financial success with these five financial literacy finds for parents!

Nasdaq: Learn to avoid destructive behaviors in your personal finance journey!

The Daily Free Press: Keep your eye on LearnLux, a Boston-based startup making financial literacy possible among millennials.

Consumer Affairs: Get the low-down on how to start saving from Consumer Affairs reporter Mark Huffman.

The Motley Fool: Do your finances need a makeover? Here are 15 things you should stop wasting money on.

ICYMI this week on the OppLoans Blog:

Considering a Fast Cash Loan? Here are 4 Steps to Get it Right!

Eat. Save. Love: How to Eat Cheaper in 4 Simple Steps

OppLoans Word of the Week: Credit Score

Have a great weekend everybody!

If you have emergency expenses and need cash in a hurry, don’t turn to a predatory paydayandtitle lender. Apply for a safe, reliable personal installment loan from OppLoans instead. To learn more, or to apply for a loan today, check out our homepage: OppLoans.com.

Finance Fridays: Another Rough Week for Payday Loans

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Payday loans continued to make headlines for all the wrong reasons this week. Between more cities and states enacting tougher regulations against payday loans, criminal banking practices coming to light, and socially responsible lending innovators winning major awards (what?) this was a busy week. At OppLoans, we track these stories closely because nothing is more important to us than helping borrowers avoid these predatory lenders and their bad products. So, for payday loan and personal finance newshounds like us, this was another big week of headlines.

Check out all the lending, saving, and budgeting stories that hit our radar this week. We’ve put one favorite at the top (shout out to socially responsible lending!) followed by more helpful money tips and articles for you to enjoy. Happy (Finance) Friday!

Here are our top 10 personal finance stories from this week:

MacArthur Foundation: the 2016 “Genius Grants” were just announced and one of them caught our eye. José A. Quiñonez founded the Mission Asset Fund in San Francisco to facilitate lending circles in unbanked communities, helping folks establish a credit history from scratch. That’s … oh, what’s the word … genius!

New York Times: Massachusetts Senator Elizabeth Warren is not happy with Wells Fargo.

Cosmopolitan: Weddings are very expensive, so here’s 19 ways to save money while still celebrating your special day.

St. Louis Post-Dispatch: The Springfield, MO city council just passed a resolution supporting the Consumer Financial Protection Bureau’s (CFPB’s) proposed rules for payday lenders.

Telegraph-Forum: This article examines the effects of the CFPB’s proposed rules on payday lenders in Ohio.

Credit.com: How does having student loan debt affect your ability to get a home mortgage?

NerdWallet: Have bad credit? Let a financial expert explain how you can recover.

Forbes: Retirement is going to arrive sooner than you think. Here’s three ways you can save money to support you in your golden years.

Yahoo! News: The Holidays are coming. Do you have money for gifts? If the answer is no, check out some ways you can save money this fall.

Huffington Post: Entrepreneurs are famous for being thrifty, but here are some methods to make sure that you are cutting your costs effectively.

ICYMI this week on the OppLoans Blog:

OppLoans Word of the Week: Cash Advance

LendingTree Names OppLoans #1 Customer-Rated Personal Lender

Cut the Cord: Save Money with Cable TV Alternatives

Longer Terms or Lower Payments: Which Debt Consolidation Strategy is Right for You?

Have a great weekend everybody!

When you need cash in a hurry, it can be tempting to turn to a predatory payday or title lender. Don’t do it. Apply for a safe, reliable personal installment loan from OppLoans instead. We have longer terms, lower rates, and better customer service. To learn more, or to apply for a loan today, check out our homepage: OppLoans.com.

Finance Fridays: Change is in the Air

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Fall tends to be a thoughtful season. Now that school is back in session, the temperatures are dropping, and the leaves are starting to change color, maybe you’re thinking about a few changes you want to make in your financial life.

If you had an unproductive a really fun summer, now is the perfect time to roll up your sleeves and dive into some budgeting, bill-paying, and saving. You can start taking courses through OppU to help you get started. We’ll also help get the ball rolling with this week’s most helpful (and most interesting) financial stories!

Here are our Top 10 personal finance stories from this week:

Kansas City Star: The Consumer Financial Protection Bureau (CFPB) is asking for 132.6 million in restitution from a payday lender accused of deceptive practices.

TheStreet.com: Credit card debt is on the rise and people are starting to worry.

Salon: It’s not entirely our own fault that we have too much credit card debt.

New York Times: When it comes to out of control credit card debt, nagging might be the best medicine.

GoBankingRates.com: Love Football? Well, going to games can be really expensive. Here’s 20 ways you can save while seeing your favorite NFL team live.

WRKF: Stop us if this sounds familiar: The Louisiana state government is in need of some fast cash and has taken out some high-interest loans to cover their debt.

Huffington Post: How did three people pay off a collective $300,000 in debt? (Spoiler alert: with thoughtful planning and hard work—but they did it, and you can too!)

Credit.com: Your wages already being garnished to pay off past debts? Here’s what to do when the debt collectors are still calling.

MyNewsLA.com: Imagine what Californians could do with the $700 million they’re spending every year in payday loan fees!

MoneyTalksNews.com: Spending too much at Dunkin’ Donuts? Check out this list of 7 ways to save while still getting your morning coffee and donut on.

ICYMI this week on the OppLoans Blog:

OppLoans Word of the Week: Repossession

5 Need-to-Know Facts About Title Loans

Need a Better Fast Cash Loan? Try Skipping the Hassle of Cash

Got Bad Loans? Here’s How to Fight Back

Have a great weekend everybody!

If you have emergency expenses and need cash in a hurry, don’t turn to a predatory payday and title lender. Apply for a safe, reliable personal installment loan from OppLoans instead. To learn more, or to apply for a loan today, check out our homepage: OppLoans.com.

Finance Friday: Football is Back!

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Well, now it’s really official: Fall is here. The NFL season kicked off last night with a Super Bowl rematch between the Carolina Panthers and the Denver Broncos. (The Broncos won. Again.) From here on out, whether you’re a fan or not, football is going to rule the cultural landscape. Enjoy. Or sorry. Whichever is more appropriate.

If the turn of the season has you thinking about all the financial responsibilities that come with it (tuition, home heating bills, holiday shopping—too soon?), then check out this week’s most relevant personal finance news below. These stories will get you and your wallet ready for whatever fall has in store. Game on.

Here are our Top 10 personal finance stories from this week:

Forbes.com: Looking to save money this autumn? Here are 26 tips and tricks to help you save money for the holiday season.

Business Insider: Here are some ways that college students can save precious pennies on everything from textbooks to transportation.

Mashable: Here are 11 small ways you can save money every day. Over time, they may just add up!

New York Times: Wells Fargo was fined $185 million for accounts that were fraudulently opened by its employees. The bank claims that they have already fired at least 5,300 employees over the practice. Yikes.

Washington Post: Surprisingly, it is not always a great idea to pay your students loans off ahead of schedule.

Sacramento Bee: A great op-ed that proposes reasonable solutions for student loan reform.

New York Post: The leading cause of stress for New Yorkers? Personal debt. Numbers 2-10 on the list? The New York Knicks.

The Kansas City Star: A judge ruled that this payday lender can’t use frozen assets to continue his $8,000-a-month lifestyle. Many “world’s tiniest violin” jokes ensue.

CNBC: That home mortgage with little money down sound too good to be true? Well, it probably is.

Indy Star: After ITT Tech shut its doors this week, students are unsure what their futures hold.

ICYMI this week on the OppLoans Blog:

Have Bad Credit and Need A Personal Loan? Let’s Play the Bad Credit Lender Dating Game!

Bad Credit Checkup: 6 Steps to a Healthy FICO Score

Have a great weekend everybody!

If you need a loan fast, stay away from predatory payday and title lenders. You can apply for a safe, reliable personal installment loan from OppLoans today. To learn more, or to apply for a loan today, check out our homepage: OppLoans.com.

Finance Friday: It’s Labor Day Weekend!

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It’s a three-day weekend, college football is back, and there’s still that last hint of warm summer weather. Take some time this weekend to stare lovingly at your lawn furniture and give your barbecue grill a gentle caress. If you are one of those lucky people who actually owns and regularly uses a hammock, well it is time to get your swinging in! Labor Day is upon us. Summer’s last stand.

Enjoy this weather while it lasts folks. We know you’ve got entire seasons of shows burning a hole in your Netflix queue, but those can wait. Don’t worry, the X-Files ain’t gonna solve themselves while you’re gone. Go outside and enjoy yourself. Oh, and make sure to bring sunscreen and bug spray because, hey, summer ain’t perfect.

Here are our top 10 favorite stories from this week:

Forbes.com: 101 Ways to Save Money? Man that’s …. whoa … that’s … a lot of ways.

Huffington Post: Just like the best offense is a good defense, the best way to save money might just be changing your behaviors around purchasing …

Las Vegas Review-Journal: When it comes to payday loans, senior citizens are often the ones who suffer the most.

Mic.com: Two competing ballot measures are duking it out in South Dakota. One is aimed at curbing payday lenders, the other is aimed at “curbing” payday lenders. (The scare quotes are key.)

QCOnline.com: The rise in storage units might be a bad omen for the health of the US economy.

WSAZ.com: Need an EpiPen? Here’s some ways to get one while saving money.

11Alive.com: This article busts five popular myths surrounding credit scores. It’s like an episode of Mythbusters only nothing gets blown up … so … okay it’s not nearly as cool as Mythbusters, sorry.

Credit.com: A great piece on the effect that buying a house can have on your credit score.

CultureMap Dallas: The State Fair of Texas starts today. Here’s a list of every Fair-related discount out there.

Bloomberg BNA: Two banks may be staring down the barrel of RICO claims in regards to their involvement with payday loans.

ICYMI this week on the OppLoans Blog:

Word of the Week: Rollover

Showdown at Title Loan Corral

Top 5 Myths About Online Loans Debunked

Have a great Labor Day weekend!

If you’re looking for fast cash or shopping for an online loan, don’t get fooled by predatory lenders. Skip the payday and title loans and apply for a safer, more affordable, personal installment loan from OppLoans instead. To learn more, or to apply for a loan today, check out our homepage: OppLoans.com

Finance Friday: The End of Summer

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No, it’s not Labor Day quite yet! We’ve still got one more week to go before the three-day weekend. It won’t be long after that until the air gets crisp and everything tastes like pumpkin spice.

But there’s still time to check those final summer to-do’s off your list. So while you’re squeezing in one final pool day or finishing off that last beach read, take a second to review this week’s best money tips and personal finance stories. After all, come fall, those pumpkin spice lattes aren’t gonna pay for themselves.

Here are our favorite stories from the week …

Credit.com: According to a new survey from Equifax, college students are actually pretty good with credit cards.

Credit.com (again!): The Consumer Financial Protection Bureau (CFPB) is proposing a new credit bureau, one that solely focuses on short-term products like payday and title loans.

Vice: Payday lenders aren’t going to go down without a fight.

WTVF Public Radio: Critics of payday lending don’t all agree on the best ways to help borrowers.

Houston Chronicle: Under pressure from new restrictions, payday lenders in Houston are starting to retreat.

Valley Morning Star: Wells Fargo just awarded 1.6 million to help fight predatory lending in Texas.

NerdWallet: “Ask Brianna” columnist, Brianna McGurran, tackles whether or not you need a budget in your 20s.

PC Tablet: Their 10 favorite apps for budgeting and personal finance.

Business Insider: Money tips from a man who retired at age 34.

Quicken Loans: 5 financial moves you should make before turning 30.

ICYMI this week on the OppLoans Blog:

Word of the Week: Annual Percentage Rate (APR)

Installment Loans: More Mileage for Your Money (Part 1) (Part 2) (Part 3)

Have a great weekend everyone!

If you need cash in a hurry, don’t turn to a dangerous payday or title loan. Choose a safe, reliable personal installment loan from OppLoans instead. To learn more, or to apply for a loan today, check out our homepage: www.OppLoans.com.