Token app logo



At a Glance:

Go online shopping without having to give away your credit card information.


  • Link to Bank
  • Link to Credit Card


Use it if: You want to shop online, but you don’t like giving out your credit card information to many different vendors. Once you give your information to Token, you won’t have to give it to any other vendors. Token will generate a unique “token” to pay for each purchase you make, whether online or off, so your info never actually goes to anyone other than Token, who promise the highest levels of security.

Try it out: App Store, Play Store 


token payments, inc.
Interview with Zohar Steinberg, Founder and CEO of Token

OppLoans: What benefits does the Token app provide your users?

Zohar: With Token you will never have to enter your real credit card information online again! The simplest and most effective anti-fraud solution, Token allows you to substitute your real payment data for “dummy data”. Token is accepted at any US merchant, can be used with any US bank account, credit card or debit and is free to use.

OppLoans: What features are you most proud of?

Zohar: What we are most proud about over at Token is that we really embody the idea that the simplest solution can also be the best solution. If you don’t want someone to steal your payment data, just don’t give it to anybody. We built our app around these ideas of simplicity and intuitiveness, making Token an extremely practical and manageable product for our users.

OppLoans: What’s the story behind the creation of Token?

Zohar: I had experienced payment fraud several times and ultimately got sick of being powerless against fraud. We are forced to blindly trust companies with our credit card numbers, but when they get hacked, consumers are the ones who suffer, not the corporations. While there were a couple of secure payment methods, such as PayPal, none were universally accepted, which means you couldn’t guarantee complete security when shopping online. Thus, Token was born.

OppLoans: Are there any upcoming features or releases you’d like our readers to be aware of?

Zohar: Yes! We are excited to be rolling out our Chrome Extension in the very near future, that way you can create and use Tokens straight from your browser. Additionally we are going to begin expanding Token to international use, allowing you to shop at even more of your favorite merchants.