Financial Cents: Posts About Bad Credit Loans

What Are the Side Effects of Bad Credit?

A bad credit score can negatively affect your everyday life (and your personal financial outlook) in ways you probably wouldn't expect.

Posted on: October 15, 2018


Can You Take out a Home Equity Loan if You Have Bad Credit?

Even if you have a bad credit score, you stand a much better chance of getting approved for a home equity loan—but you'll put your home at risk.

Posted on: October 04, 2018


Is Your Bad Credit Loan Amortized? If It’s Not, Here’s Why It Should Be

If you think all bad credit loans are the same, you are sorely mistaken. Non-amortized loans can easily trap borrowers in a dangerous cycle of debt.

Posted on: October 02, 2018


Is There Really Such a Thing as a “Low Interest” Payday Loan?

Unfortunately, the realities of payday lending make low interest rates impossible. Luckily, there are plenty of better (and cheaper) ways to borrow money.

Posted on: September 19, 2018


5 Personal Loans With Easy Approval (And Why That Can Be a Bad Thing)

While there are many great bad credit loans that come with easy approval, there are even more out there that are ... not so great. 

Posted on: September 06, 2018


“Uh-Oh, I Need Money Now!” 4 Fast Cash Options for People With Bad Credit

There's no perfect way to get money fast when you have bad credit, but these four choices can all be a good solution—so long as you're careful.

Posted on: June 29, 2018


Make Sure Your Bad Credit Loan Has Payments You Can Afford

Short-term loans that require lump-sum repayment are very difficult for most people to repay on time, trapping them in a predatory cycle of debt.

Posted on: June 21, 2018


How to Avoid the High Interest Rates on Bad Credit Loans

So you need a personal loan but you've got bad credit. You've heard that will mean higher interest rates, but is that always the case? And is there a way to find a lender who can actually help you improve your credit? You bet there is. Here are the details.

Posted on: May 21, 2018


Is That Cash Advance Loan Really a Cash Advance Loan?

Most loans that advertise as "cash advances" are really just predatory no credit check loans.

Posted on: April 20, 2018


3 Ways to Finance Dental Care, Even With Bad Credit

Payment plans, special credit cards, and bad credit dental loans can all help you afford the oral care you need.

Posted on: April 19, 2018