Financial Cents: Posts About Credit Cards

What Kind of Cash Advance Are You Looking For?

There are better ways to cover a financial shortfall than by taking a cash advance, but some cash advances are even riskier than that.

Posted on: February 15, 2019


Who Uses Cash Anymore? Why You Should Avoid Costly Cash Advances

Taking out a cash advance on your credit card or from a local storefront might seem like a good short-term money fix, but the costs are going to add up fast.

Posted on: February 12, 2019


Should You Use an Installment Loan to Pay Off Your Credit Cards?

Consolidating all of your credit card debt into a single installment loan will likely save you money, but it'll probably mean larger monthly payments.

Posted on: February 11, 2019


A Brief History of Credit Cards

Diners Club cards weren't the first type of credit card, but they were the first to find success on a large scale—even though their inventor wrote them off as a "fad."

Posted on: January 14, 2019


Want to Pay Off Your Debt? Try Building a Better Budget!

If you try and pay down your debt without a strict budget, you'll have a really hard time coming up with the extra money—even if you're working a second job.

Posted on: January 11, 2019


The Broke Person’s Guide to Credit Cards

Stop using your credit card to rack up high-interest consumer debt and start using it to boost your credit score instead!

Posted on: January 07, 2019


Here’s Why Some Cash Advances Are Much Riskier Than Others

The name "cash advance" can be used to describe two very different kinds of financial products, one of which is way more expensive and should totally be avoided.

Posted on: December 07, 2018


Credit Utilization Ratio: What It Is, Why It’s Important, and How to Master It

If you have credit cards, make sure you're not putting too much money on them at any one time. Utilizing too much of your total credit limit can hurt your credit score.

Posted on: December 04, 2018


What You Should Look for in a Prepaid Debit Card

Prepaid debit cards can be a great alternative for those who can't open a banking account, but watch out for those fees and restrictions!

Posted on: November 23, 2018


Your Guide to Escaping a Debt Trap

Being deep in debt can feel like you're sinking in quicksand. But hope is not lost! Here are some tips to help you plan your debt trap escape.

Posted on: November 08, 2018