Financial Cents: Posts About Credit Cards

No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit Score

Strategies include becoming an authorized user on someone else's account, getting a cosigner, paying down your outstanding debts and more!

Posted on: August 13, 2018


Can You Pay Off a Personal Loan With a Credit Card?

If you are considering this option, you need to do the math and make sure you're really saving money. Otherwise, you might just be shifting your debt from one place to another.

Posted on: August 07, 2018


How Does a Cash Advance on Your Credit Card Work?

You can get an advance on your credit card to take out cash—but the cost will be much higher than the cost of a standard credit card transaction.

Posted on: May 21, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


Bad Credit Repair: When to Close a Credit Card and When to Keep It Open

Closing a credit card will negatively impact your score, but not for the reason you think.

Posted on: May 11, 2018


Can a Cash Advance Actually Help Your Credit?

Cash advances just show up as normal credit card purchases on your credit report.

Posted on: April 27, 2018


Why You Should NOT Close That Old Credit Card

Even if you're closing it and replacing it with a new card, think again!

Posted on: April 18, 2018


Are Balance Transfers a Good Way to Pay Down Debt?

If you can score a good promotional offer, a balance transfer could help supercharge your debt repayment—but it's not risk-free.

Posted on: March 29, 2018


Can a Store Credit Card Help Fix Your Bad Credit?

Store credit cards can be useful for building a better payment history, but they're also a really easy way to accumulate more high-interest debt.

Posted on: March 22, 2018


How to Money, Episode Two: Credit Cards

Episode two of our new web series covers some credit card basics and offers handy tips for how to use your card properly.

Posted on: August 14, 2017