Financial Cents: Posts About Credit Reports

6 Great Reasons To Check Your Credit Report

Can't think of a good reason to order a free (we repeat: free) copy of your credit report? No worries, we've got six.

Posted on: April 15, 2019


Do No Credit Check Loans Show up on Your Credit Report?

With traditional lenders, reporting payment information to the credit bureaus is a two-way street. But with no credit check lenders? Not so much.

Posted on: April 12, 2019


Will Closing a Credit Card Affect Your Credit Score?

It might seem odd, but closing a credit card can actually hurt your score, especially if it's one of your oldest cards and/or carries a high credit limit.

Posted on: April 10, 2019


How to Get a Free Copy of Your Credit Report

The three major credit bureaus are required by federal law to provide you with one free copy of your credit report per year. Just make sure you go to the right website to order them.

Posted on: April 08, 2019


How to Raise Your Credit Score by 100 Points

The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.

Posted on: March 14, 2019


How Will a Cash Advance Loan Affect Your Credit?

One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.

Posted on: February 20, 2019


What is VantageScore?

You might think that your FICO score is the only credit score out there—but you'd be wrong!

Posted on: February 12, 2019


So Your Identity’s Been Stolen … Now What?

The damage caused by a stolen identity could take years to fix. Here's what you can do to limit that damage as much as possible.

Posted on: January 28, 2019


What 5 Factors Determine Your Credit Score?

If you have a bad credit score, the way to fix it isn't a mystery! Just take a look at these five factors and figure out where you need to improve.

Posted on: January 23, 2019


Should You Freeze Your Credit?

Freezing your credit will mean scammers can't steal your identity and open new accounts in your name. But is it the best way to protect your money?

Posted on: January 09, 2019