Financial Cents: Posts About Credit Reports

Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

Posted on: June 14, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


How Long Do Black Marks Stay On Your Credit Report?

If you make a mistake, it's going to haunt your credit score for a long time. And unless that black mark was placed there in error, you'll just have to wait it out.

Posted on: June 06, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed.

Do your research, don't pay anyone up front, and take lots of notes.

Posted on: May 17, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


Can a Cash Advance Actually Help Your Credit?

Cash advances just show up as normal credit card purchases on your credit report.

Posted on: April 27, 2018


Is the Credit Blacklist a Real Thing or an Urban Myth?

Even though it can feel like you're being blacklisted, the real answer is much more mundane.

Posted on: April 25, 2018


How Do You Contest Errors On Your Credit Report?

In order to fix errors on your credit report, you'll have to contact the credit bureau that created the report.

Posted on: April 11, 2018


Can You Have Bad Credit Even With a Good Income?

Yes, you can! Your credit score doesn't care about how much money you make, only how much you owe and whether you can pay it back.

Posted on: April 04, 2018