Financial Cents: Posts About Credit Reports

What Exactly Is A “Bad” Credit Score?

There's no single definition as to what makes a "bad" credit score—but we can provide some handy signposts to help you decide whether your credit's in trouble.  

Posted on: August 09, 2018


You Can Get Charge-Offs Removed from Your Credit Report, But It Ain’t Easy

Getting an incorrect charge-off removed from your credit report is pretty simple. Getting an accurate one removed, however, is way harder—and for good reason.

Posted on: July 19, 2018


Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

Posted on: June 14, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


How Long Do Black Marks Stay On Your Credit Report?

If you make a mistake, it's going to haunt your credit score for a long time. And unless that black mark was placed there in error, you'll just have to wait it out.

Posted on: June 06, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed.

Do your research, don't pay anyone up front, and take lots of notes.

Posted on: May 17, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


Can a Cash Advance Actually Help Your Credit?

Cash advances just show up as normal credit card purchases on your credit report.

Posted on: April 27, 2018


Is the Credit Blacklist a Real Thing or an Urban Myth?

Even though it can feel like you're being blacklisted, the real answer is much more mundane.

Posted on: April 25, 2018