Financial Cents: Posts About Credit Reports

Your Guide to Escaping a Debt Trap

Being deep in debt can feel like you're sinking in quicksand. But hope is not lost! Here are some tips to help you plan your debt trap escape.

Posted on: November 08, 2018


10 Good Money Habits to Make Your Friends Jealous

There are better reasons to save money than wanting to make your friends turn green with jealousy. But as motivating factors go, this one ain't half bad.

Posted on: November 05, 2018


Can Paying Off Your Student Loans Hurt Your Credit Score?

Sometimes, your credit score will react to certain financial behavior in unexpected ways. What happens when you pay off your students loans is a great example.

Posted on: October 08, 2018


What Exactly Is A “Bad” Credit Score?

There's no single definition as to what makes a "bad" credit score—but we can provide some handy signposts to help you decide whether your credit's in trouble.  

Posted on: August 09, 2018


You Can Get Charge-Offs Removed from Your Credit Report, But It Ain’t Easy

Getting an incorrect charge-off removed from your credit report is pretty simple. Getting an accurate one removed, however, is way harder—and for good reason.

Posted on: July 19, 2018


Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

Posted on: June 14, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


How Long Do Black Marks Stay On Your Credit Report?

If you make a mistake, it's going to haunt your credit score for a long time. And unless that black mark was placed there in error, you'll just have to wait it out.

Posted on: June 06, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed.

Do your research, don't pay anyone up front, and take lots of notes.

Posted on: May 17, 2018