Financial Cents: Posts About Credit Reports
An error on your credit report could be dragging down your credit score—and these errors are much more common than you might think!
Posted on: June 21, 2019
Credit reports track your history as a user of credit over the past seven to 10 years—and they're the documents used to create your credit score.
Posted on: June 19, 2019
There are two different types of credit inquiries: One type will affect your credit score, while the other won't affect it at all. Why is that?
Posted on: June 12, 2019
While almost all information stays on your report for seven years, most of it will stop affecting your score sometime before that.
Posted on: June 05, 2019
Improving your credit is a marathon, not a sprint. But just how long it will take you to fix your score could depend on why it was so lousy in the first place.
Posted on: June 04, 2019
There are many benefits to home ownership, but its supremacy over leasing isn't nearly as clear-cut as some would have you believe.
Posted on: June 03, 2019
If you need some motivation to start fixing a lousy credit score, then these six terrifying facts should help scare you into action.
Posted on: May 24, 2019
What happens during a credit check depends on what kind of check is being run—and who's doing the checking.
Posted on: May 22, 2019
Hard credit inquiries occur when you are applying for new credit and can only be run with your express permission.
Posted on: May 17, 2019
Unlike hard credit inquiries, a soft inquiry made on your credit won't show up on your credit report and isn't reflected in your FICO score!
Posted on: May 10, 2019