Financial Cents: Posts About Credit Reports

Does Renting Your Home Really Mean You’re Throwing Money Away?

There are many benefits to home ownership, but its supremacy over leasing isn't nearly as clear-cut as some would have you believe.

Posted on: June 03, 2019


6 Scary Facts about Bad Credit Scores

If you need some motivation to start fixing a lousy credit score, then these six terrifying facts should help scare you into action.

Posted on: May 24, 2019


What Happens When Someone Checks Your Credit?

What happens during a credit check depends on what kind of check is being run—and who's doing the checking.

Posted on: May 22, 2019


What Is a Hard Credit Check?

Hard credit inquiries occur when you are applying for new credit and can only be run with your express permission. 

Posted on: May 17, 2019


What is a Soft Credit Check?

Unlike hard credit inquiries, a soft inquiry made on your credit won't show up on your credit report and isn't reflected in your FICO score!

Posted on: May 10, 2019


Have Bad Credit? Here Are Two Things You Should Do

There are five factors that make up your credit score, but two of them are responsible for a whopping 65 percent all by themselves.

Posted on: May 08, 2019


Can Renting a Car Affect Your Credit?

Has anyone ever told you that you should always use a credit card to rent a car instead of a debit card? Your credit score is one of the reasons why.

Posted on: May 03, 2019


6 Great Reasons To Check Your Credit Report

Can't think of a good reason to order a free (we repeat: free) copy of your credit report? No worries, we've got six.

Posted on: April 15, 2019


Do No Credit Check Loans Show up on Your Credit Report?

With traditional lenders, reporting payment information to the credit bureaus is a two-way street. But with no credit check lenders? Not so much.

Posted on: April 12, 2019


Will Closing a Credit Card Affect Your Credit Score?

It might seem odd, but closing a credit card can actually hurt your score, especially if it's one of your oldest cards and/or carries a high credit limit.

Posted on: April 10, 2019