Financial Cents: Posts About Credit Reports
Unlike hard credit inquiries, a soft inquiry made on your credit won't show up on your credit report and isn't reflected in your FICO score!
Posted on: May 10, 2019
There are five factors that make up your credit score, but two of them are responsible for a whopping 65 percent all by themselves.
Posted on: May 08, 2019
Has anyone ever told you that you should always use a credit card to rent a car instead of a debit card? Your credit score is one of the reasons why.
Posted on: May 03, 2019
Can't think of a good reason to order a free (we repeat: free) copy of your credit report? No worries, we've got six.
Posted on: April 15, 2019
With traditional lenders, reporting payment information to the credit bureaus is a two-way street. But with no credit check lenders? Not so much.
Posted on: April 12, 2019
It might seem odd, but closing a credit card can actually hurt your score, especially if it's one of your oldest cards and/or carries a high credit limit.
Posted on: April 10, 2019
The three major credit bureaus are required by federal law to provide you with one free copy of your credit report per year. Just make sure you go to the right website to order them.
Posted on: April 08, 2019
The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.
Posted on: March 14, 2019
One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.
Posted on: February 20, 2019
You might think that your FICO score is the only credit score out there—but you'd be wrong!
Posted on: February 12, 2019