Financial Cents: Posts About Credit Reports

How to Get a Free Copy of Your Credit Report

The three major credit bureaus are required by federal law to provide you with one free copy of your credit report per year. Just make sure you go to the right website to order them.

Posted on: April 08, 2019


How to Raise Your Credit Score by 100 Points

The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.

Posted on: March 14, 2019


How Will a Cash Advance Loan Affect Your Credit?

One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.

Posted on: February 20, 2019


What is VantageScore?

You might think that your FICO score is the only credit score out there—but you'd be wrong!

Posted on: February 12, 2019


So Your Identity’s Been Stolen … Now What?

The damage caused by a stolen identity could take years to fix. Here's what you can do to limit that damage as much as possible.

Posted on: January 28, 2019


What 5 Factors Determine Your Credit Score?

If you have a bad credit score, the way to fix it isn't a mystery! Just take a look at these five factors and figure out where you need to improve.

Posted on: January 23, 2019


Should You Freeze Your Credit?

Freezing your credit will mean scammers can't steal your identity and open new accounts in your name. But is it the best way to protect your money?

Posted on: January 09, 2019


If You Have Bad Credit, Should You Consider an Installment Loan?

Unlike short-term payday loans, the right bad credit installment loan could deliver manageable payments and even boost your credit score!

Posted on: January 03, 2019


Second Chance Bank Accounts: Could They Be For You?

If your Chexsystems report makes opening a traditional bank account impossible, then a second chance bank account could, well, give you a second chance!

Posted on: December 19, 2018


Unlike Payday Loans, a Bad Credit Installment Loan Could Actually Help Your Credit Score

Payday loans might seem like a good solution when you're hard-up for cash, but a bad credit installment loan could set you on the path to a better credit score.

Posted on: December 19, 2018