Financial Cents: Posts About Credit Reports

So Your Identity’s Been Stolen … Now What?

The damage caused by a stolen identity could take years to fix. Here's what you can do to limit that damage as much as possible.

Posted on: January 28, 2019


What 5 Factors Determine Your Credit Score?

If you have a bad credit score, the way to fix it isn't a mystery! Just take a look at these five factors and figure out where you need to improve.

Posted on: January 23, 2019


Should You Freeze Your Credit?

Freezing your credit will mean scammers can't steal your identity and open new accounts in your name. But is it the best way to protect your money?

Posted on: January 09, 2019


If You Have Bad Credit, Should You Consider an Installment Loan?

Unlike short-term payday loans, the right bad credit installment loan could deliver manageable payments and even boost your credit score!

Posted on: January 03, 2019


Second Chance Bank Accounts: Could They Be For You?

If your Chexsystems report makes opening a traditional bank account impossible, then a second chance bank account could, well, give you a second chance!

Posted on: December 19, 2018


Unlike Payday Loans, a Bad Credit Installment Loan Could Actually Help Your Credit Score

Payday loans might seem like a good solution when you're hard-up for cash, but a bad credit installment loan could set you on the path to a better credit score.

Posted on: December 19, 2018


Your Guide to Escaping a Debt Trap

Being deep in debt can feel like you're sinking in quicksand. But hope is not lost! Here are some tips to help you plan your debt trap escape.

Posted on: November 08, 2018


10 Good Money Habits to Make Your Friends Jealous

There are better reasons to save money than wanting to make your friends turn green with jealousy. But as motivating factors go, this one ain't half bad.

Posted on: November 05, 2018


Can Paying Off Your Student Loans Hurt Your Credit Score?

Sometimes, your credit score will react to certain financial behavior in unexpected ways. What happens when you pay off your students loans is a great example.

Posted on: October 08, 2018


What Exactly Is A “Bad” Credit Score?

There's no single definition as to what makes a "bad" credit score—but we can provide some handy signposts to help you decide whether your credit's in trouble.  

Posted on: August 09, 2018