Financial Cents: Posts About Credit Scores

6 Great Reasons To Check Your Credit Report

Can't think of a good reason to order a free (we repeat: free) copy of your credit report? No worries, we've got six.

Posted on: April 15, 2019


Will Closing a Credit Card Affect Your Credit Score?

It might seem odd, but closing a credit card can actually hurt your score, especially if it's one of your oldest cards and/or carries a high credit limit.

Posted on: April 10, 2019


How to Get a Free Copy of Your Credit Report

The three major credit bureaus are required by federal law to provide you with one free copy of your credit report per year. Just make sure you go to the right website to order them.

Posted on: April 08, 2019


Checking Your Credit vs. Checking Your Ability to Repay

If you have bad credit, then you have to be on the lookout for predatory lenders, so start looking for lenders who check your ability to repay the money you're borrowing.

Posted on: March 20, 2019


Can Paying off a Loan Hurt Your Credit Score?

Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.

Posted on: March 18, 2019


How to Raise Your Credit Score by 100 Points

The two most important parts of your score are your payment history and your amounts owed, so those are great places to start.

Posted on: March 14, 2019


How Will a Cash Advance Loan Affect Your Credit?

One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.

Posted on: February 20, 2019


What’s The Most Important Part of Your Credit Score?

There are five different categories that make up your credit score, and one of them makes up over one-third of your score all by itself.

Posted on: February 18, 2019


What is VantageScore?

You might think that your FICO score is the only credit score out there—but you'd be wrong!

Posted on: February 12, 2019


Will a Bad Credit Loan Impact Your Credit Score?

The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.

Posted on: January 24, 2019