Financial Cents: Posts About Credit Scores

Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

Posted on: June 14, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


How are Soft Credit Checks Different From Hard Checks?

There are several differences between soft and hard credit checks, including when they can be run, how much info they return, and whether they affect your credit score.

Posted on: May 31, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Can Debt Consolidation Hurt Your Credit?

Whether you take out a debt consolidation loan or opt for a debt management plan, making your payments on time will be key. 

Posted on: May 29, 2018


Pre-Employment Credit Checks: What are They and What’s On Them?

Employers can and do run pre-employment credit checks as a part of your application process, but they need your permission to do so.

Posted on: May 25, 2018


“How is Your Credit Score Doing?” by Your Mother

Are you taking care of your credit score? And remember, I'm your mother, so I can always tell when you're lying.

Posted on: May 23, 2018


How to Finance a Phone with Bad Credit

Bad credit means everything costs more, even cell phones. So what are your options?

Posted on: May 17, 2018


Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed.

Do your research, don't pay anyone up front, and take lots of notes.

Posted on: May 17, 2018


For People with Bad Credit, China’s “Social Credit” Scores Sound Like an Actual Nightmare

Everything from volunteering in your community to running a stop sign—or criticizing the government on social media—affects these "social" scores.

Posted on: May 16, 2018