Financial Cents: Posts About Credit Scores

Credit Utilization Ratio: What It Is, Why It’s Important, and How to Master It

If you have credit cards, make sure you're not putting too much money on them at any one time. Utilizing too much of your total credit limit can hurt your credit score.

Posted on: December 04, 2018


What You Should Look for in a Prepaid Debit Card

Prepaid debit cards can be a great alternative for those who can't open a banking account, but watch out for those fees and restrictions!

Posted on: November 23, 2018


How To Tell If Your Car Loan is Predatory

For people who absolutely need a car, falling into the clutches of a predatory auto lender could spell true disaster.

Posted on: November 21, 2018


Your Guide to Escaping a Debt Trap

Being deep in debt can feel like you're sinking in quicksand. But hope is not lost! Here are some tips to help you plan your debt trap escape.

Posted on: November 08, 2018


10 Good Money Habits to Make Your Friends Jealous

There are better reasons to save money than wanting to make your friends turn green with jealousy. But as motivating factors go, this one ain't half bad.

Posted on: November 05, 2018


5 Tips for Turning Bad Credit into Good Credit

There's no magic spell to turn a lousy credit score into a stellar one. But there are still plenty of steps you can take to fix bad credit.

Posted on: October 30, 2018


What Are the Side Effects of Bad Credit?

A bad credit score can negatively affect your everyday life (and your personal financial outlook) in ways you probably wouldn't expect.

Posted on: October 15, 2018


Are You Opening a Bank Account with Bad Credit? Here’s What You Need to Know

While a bad credit score won't prevent you from opening a checking account, similar poor money habits with previous bank accounts could pose a problem.

Posted on: October 09, 2018


Can Paying Off Your Student Loans Hurt Your Credit Score?

Sometimes, your credit score will react to certain financial behavior in unexpected ways. What happens when you pay off your students loans is a great example.

Posted on: October 08, 2018


Can You Take out a Home Equity Loan if You Have Bad Credit?

Even if you have a bad credit score, you stand a much better chance of getting approved for a home equity loan—but you'll put your home at risk.

Posted on: October 04, 2018