Financial Cents: Posts About Credit Scores

When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


How Bad Credit Can Affect Your Utilities

Everybody knows that bad credit can affect your ability to borrow money. But did you also know that it could also force you to pay more for your basic utilities?

Posted on: May 15, 2018


Bad Credit Repair: When to Close a Credit Card and When to Keep It Open

Closing a credit card will negatively impact your score, but not for the reason you think.

Posted on: May 11, 2018


5 Things You Didn't Know Could Hurt Your Credit
5 Surprising Ways You Can Hurt Your Credit Score

Everyone knows that missing a payment can hurt your credit, but did you know that applying for credit can also lower your score?

Posted on: May 08, 2018


How Will Moving Countries Impact Your Credit Score?

Credit scoring methods change from country to country—and changing countries could mean starting over from square one.

Posted on: May 01, 2018


Can a Cash Advance Actually Help Your Credit?

Cash advances just show up as normal credit card purchases on your credit report.

Posted on: April 27, 2018


A Brief History of Credit Scores

Before credit scores were invented in the 1950's, lenders took a much more social approach to determining creditworthiness.

Posted on: April 26, 2018


Is the Credit Blacklist a Real Thing or an Urban Myth?

Even though it can feel like you're being blacklisted, the real answer is much more mundane.

Posted on: April 25, 2018


3 Ways to Finance Dental Care, Even With Bad Credit

Payment plans, special credit cards, and bad credit dental loans can all help you afford the oral care you need.

Posted on: April 19, 2018


Why You Should NOT Close That Old Credit Card

Even if you're closing it and replacing it with a new card, think again!

Posted on: April 18, 2018