Financial Cents: Posts About Credit Scores

Am I Alone? The Number of People with Poor Credit in America

If you feel like you're part of a small minority of Americans who have poor credit, it might help to know that you're not alone—not by a long shot.

Posted on: July 03, 2019


Have Bad Credit? Here’s What That Means and How You Can You Fix It

Bad credit is usually caused by some combination of two things. And if you're going to improve your score, those two areas are what you'll need to tackle.

Posted on: July 02, 2019


How Long Does Bad Credit Last?

Improving your bad credit isn't something you can achieve overnight. It will likely take years before your credit score fully recovers.

Posted on: June 20, 2019


What Is a Credit Report and How Does It Work?

Credit reports track your history as a user of credit over the past seven to 10 years—and they're the documents used to create your credit score.

Posted on: June 19, 2019


Why Do (Some) Credit Checks Lower Your Score?

There are two different types of credit inquiries: One type will affect your credit score, while the other won't affect it at all. Why is that?

Posted on: June 12, 2019


How Long Does Information Stay on Your Credit Report?

While almost all information stays on your report for seven years, most of it will stop affecting your score sometime before that.

Posted on: June 05, 2019


How Long Does It Take to Go from Bad Credit to Good Credit?

Improving your credit is a marathon, not a sprint. But just how long it will take you to fix your score could depend on why it was so lousy in the first place.

Posted on: June 04, 2019


Does Renting Your Home Really Mean You’re Throwing Money Away?

There are many benefits to home ownership, but its supremacy over leasing isn't nearly as clear-cut as some would have you believe.

Posted on: June 03, 2019


No Credit? Here Are 3 Ways to Start Building Some

In order to have good credit, you need to build up a positive credit history. For some people, that means starting from scratch.

Posted on: May 28, 2019


6 Scary Facts about Bad Credit Scores

If you need some motivation to start fixing a lousy credit score, then these six terrifying facts should help scare you into action.

Posted on: May 24, 2019