Financial Cents: Posts About Credit Scores

How to Build Credit When You Have No Credit at All

Fixing a bad credit score is one thing, but what if you don’t have any credit score at all? Can you really make credit from nothing? Of course, you can!

Posted on: January 21, 2019


Should You Freeze Your Credit?

Freezing your credit will mean scammers can't steal your identity and open new accounts in your name. But is it the best way to protect your money?

Posted on: January 09, 2019


Decide On Your Adventure: The Bad Credit Bayou

There's gold in that there bayou! Can you make it through with your credit score intact? You might think you're ready, but you have no idea what kind of predatory lenders lurk inside its murky depths. Decide wisely!

Posted on: January 08, 2019


The Broke Person’s Guide to Credit Cards

Stop using your credit card to rack up high-interest consumer debt and start using it to boost your credit score instead!

Posted on: January 07, 2019


8 Good Habits to Get Your Finances—and Your Life—on Track

The better your money habits, the better equipped you are to achieve financial success (or at least financial stability) in the long-term.

Posted on: January 03, 2019


If You Have Bad Credit, Should You Consider an Installment Loan?

Unlike short-term payday loans, the right bad credit installment loan could deliver manageable payments and even boost your credit score!

Posted on: January 03, 2019


Should You Refinance Your Installment Loan? 4 Factors to Consider

Whether or not refinancing is right for you will likely come down to your specific financial situation—but these questions can still help you sort things out!

Posted on: December 28, 2018


Second Chance Bank Accounts: Could They Be For You?

If your Chexsystems report makes opening a traditional bank account impossible, then a second chance bank account could, well, give you a second chance!

Posted on: December 19, 2018


Unlike Payday Loans, a Bad Credit Installment Loan Could Actually Help Your Credit Score

Payday loans might seem like a good solution when you're hard-up for cash, but a bad credit installment loan could set you on the path to a better credit score.

Posted on: December 19, 2018


Credit Utilization Ratio: What It Is, Why It’s Important, and How to Master It

If you have credit cards, make sure you're not putting too much money on them at any one time. Utilizing too much of your total credit limit can hurt your credit score.

Posted on: December 04, 2018