Financial Cents: Posts About Credit

Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

Posted on: June 14, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


How Long Do Black Marks Stay On Your Credit Report?

If you make a mistake, it's going to haunt your credit score for a long time. And unless that black mark was placed there in error, you'll just have to wait it out.

Posted on: June 06, 2018


How are Soft Credit Checks Different From Hard Checks?

There are several differences between soft and hard credit checks, including when they can be run, how much info they return, and whether they affect your credit score.

Posted on: May 31, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Can Debt Consolidation Hurt Your Credit?

Whether you take out a debt consolidation loan or opt for a debt management plan, making your payments on time will be key. 

Posted on: May 29, 2018


Pre-Employment Credit Checks: What are They and What’s On Them?

Employers can and do run pre-employment credit checks as a part of your application process, but they need your permission to do so.

Posted on: May 25, 2018


“How is Your Credit Score Doing?” by Your Mother

Are you taking care of your credit score? And remember, I'm your mother, so I can always tell when you're lying.

Posted on: May 23, 2018


How Does a Cash Advance on Your Credit Card Work?

You can get an advance on your credit card to take out cash—but the cost will be much higher than the cost of a standard credit card transaction.

Posted on: May 21, 2018


How to Finance a Phone with Bad Credit

Bad credit means everything costs more, even cell phones. So what are your options?

Posted on: May 17, 2018