Financial Cents: Posts About Credit

How Will a Cash Advance Loan Affect Your Credit?

One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.

Posted on: February 20, 2019


What’s The Most Important Part of Your Credit Score?

There are five different categories that make up your credit score, and one of them makes up over one-third of your score all by itself.

Posted on: February 18, 2019


What Kind of Cash Advance Are You Looking For?

There are better ways to cover a financial shortfall than by taking a cash advance, but some cash advances are even riskier than that.

Posted on: February 15, 2019


Who Uses Cash Anymore? Why You Should Avoid Costly Cash Advances

Taking out a cash advance on your credit card or from a local storefront might seem like a good short-term money fix, but the costs are going to add up fast.

Posted on: February 12, 2019


What is VantageScore?

You might think that your FICO score is the only credit score out there—but you'd be wrong!

Posted on: February 12, 2019


Should You Use an Installment Loan to Pay Off Your Credit Cards?

Consolidating all of your credit card debt into a single installment loan will likely save you money, but it'll probably mean larger monthly payments.

Posted on: February 11, 2019


So Your Identity’s Been Stolen … Now What?

The damage caused by a stolen identity could take years to fix. Here's what you can do to limit that damage as much as possible.

Posted on: January 28, 2019


Will a Bad Credit Loan Impact Your Credit Score?

The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.

Posted on: January 24, 2019


What 5 Factors Determine Your Credit Score?

If you have a bad credit score, the way to fix it isn't a mystery! Just take a look at these five factors and figure out where you need to improve.

Posted on: January 23, 2019


How to Build Credit When You Have No Credit at All

Fixing a bad credit score is one thing, but what if you don’t have any credit score at all? Can you really make credit from nothing? Of course, you can!

Posted on: January 21, 2019