Financial Cents: Posts About Credit

No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit Score

Strategies include becoming an authorized user on someone else's account, getting a cosigner, paying down your outstanding debts and more!

Posted on: August 13, 2018


What Exactly Is A “Bad” Credit Score?

There's no single definition as to what makes a "bad" credit score—but we can provide some handy signposts to help you decide whether your credit's in trouble.  

Posted on: August 09, 2018


Can You Pay Off a Personal Loan With a Credit Card?

If you are considering this option, you need to do the math and make sure you're really saving money. Otherwise, you might just be shifting your debt from one place to another.

Posted on: August 07, 2018


How Bad Credit Can Affect Your Kids’ Future

We have some bad news: Your bad credit won't only affect your own future. It can also impact your kids. Now here's the good news: There are actions you can take today to help.

Posted on: August 07, 2018


It’s True: Bad Credit Can Mean Paying More for Car Insurance

Turns out your credit history is a pretty good indicator of how many claims you'll file.

Posted on: August 03, 2018


Can You Lease A Car With Bad Credit?

We don’t have to tell you that cars are important. And we don’t have to tell you that they’re expensive either. That’s why many people choose to lease a car instead of buying it outright. But what if your credit isn’t so hot? Can you still lease a car? And should you?

Posted on: August 03, 2018


Do You Still Need to Manage Your Credit Score as a Senior?

Pretending like your credit score doesn't matter anymore could seriously tarnish your golden years.

Posted on: July 31, 2018


Should You Cosign That Loan? 5 Things To Consider

Cosigning a loan or lease can be a great way to help a friend or a close relative, but it can also put your finances in serious peril.

Posted on: July 31, 2018


If You Have Bad Credit, There Aren’t “Grants” That Can Help You

While the government does have grant programs aimed at helping people in need, they aren't the kind of thing that you can just apply for directly.

Posted on: July 26, 2018


Living With Bad Credit is One Thing, But Can You Make It in Life With NO Credit?

If you want to live your life without ever using credit—which means no loans and no credit cards—get ready to do a lot more transactions in straight cash.

Posted on: July 19, 2018