Financial Cents: Posts About Credit

Here’s Why Some Cash Advances Are Much Riskier Than Others

The name "cash advance" can be used to describe two very different kinds of financial products, one of which is way more expensive and should totally be avoided.

Posted on: December 07, 2018


Credit Utilization Ratio: What It Is, Why It’s Important, and How to Master It

If you have credit cards, make sure you're not putting too much money on them at any one time. Utilizing too much of your total credit limit can hurt your credit score.

Posted on: December 04, 2018


What You Should Look for in a Prepaid Debit Card

Prepaid debit cards can be a great alternative for those who can't open a banking account, but watch out for those fees and restrictions!

Posted on: November 23, 2018


How To Tell If Your Car Loan is Predatory

For people who absolutely need a car, falling into the clutches of a predatory auto lender could spell true disaster.

Posted on: November 21, 2018


Your Guide to Escaping a Debt Trap

Being deep in debt can feel like you're sinking in quicksand. But hope is not lost! Here are some tips to help you plan your debt trap escape.

Posted on: November 08, 2018


10 Good Money Habits to Make Your Friends Jealous

There are better reasons to save money than wanting to make your friends turn green with jealousy. But as motivating factors go, this one ain't half bad.

Posted on: November 05, 2018


How to Responsibly Maximize Your Credit Card Rewards

The most important thing to remember: Don't let your thirst for rewards blind you to the dangers of excess debt.

Posted on: November 01, 2018


5 Tips for Turning Bad Credit into Good Credit

There's no magic spell to turn a lousy credit score into a stellar one. But there are still plenty of steps you can take to fix bad credit.

Posted on: October 30, 2018


What Are the Side Effects of Bad Credit?

A bad credit score can negatively affect your everyday life (and your personal financial outlook) in ways you probably wouldn't expect.

Posted on: October 15, 2018


Are You Opening a Bank Account with Bad Credit? Here’s What You Need to Know

While a bad credit score won't prevent you from opening a checking account, similar poor money habits with previous bank accounts could pose a problem.

Posted on: October 09, 2018