Financial Cents: Posts About Credit

Yes, You Can Get Fired For Having Bad Credit

Most people know that employers can check your credit score while hiring you, but they can also do it while you work there—and let you go if the results are bad.

Posted on: July 11, 2018


If You Have Bad Credit, a Letter of Explanation Could Help

A letter of explanation could be the difference between getting your loan application approved and having it denied.

Posted on: July 03, 2018


“Uh-Oh, I Need Money Now!” 4 Fast Cash Options for People With Bad Credit

There's no perfect way to get money fast when you have bad credit, but these four choices can all be a good solution—so long as you're careful.

Posted on: June 29, 2018


If You Have Bad Credit, Can You Qualify for a Debt Consolidation Loan?

If you want to consolidate your debt but you have a lousy credit score, you're going to run into the same problems as you would trying to apply for any other loan.

Posted on: June 27, 2018


How Does Going to Prison Affect Your Credit?

Getting sent to prison will make it very hard to repay any money that you owe, and that's going to hurt your credit score.

Posted on: June 19, 2018


Yes, You Might Need a Credit Check to Rent a Car

Car rental companies see debit cards as a red flag and will likely check your credit before they rent to you.

Posted on: June 14, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


How Long Do Black Marks Stay On Your Credit Report?

If you make a mistake, it's going to haunt your credit score for a long time. And unless that black mark was placed there in error, you'll just have to wait it out.

Posted on: June 06, 2018


How are Soft Credit Checks Different From Hard Checks?

There are several differences between soft and hard credit checks, including when they can be run, how much info they return, and whether they affect your credit score.

Posted on: May 31, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018