Financial Cents: Posts About Credit

5 Things You Didn't Know Could Hurt Your Credit
5 Surprising Ways You Can Hurt Your Credit Score

Everyone knows that missing a payment can hurt your credit, but did you know that applying for credit can also lower your score?

Posted on: May 08, 2018


How Will Moving Countries Impact Your Credit Score?

Credit scoring methods change from country to country—and changing countries could mean starting over from square one.

Posted on: May 01, 2018


Can a Cash Advance Actually Help Your Credit?

Cash advances just show up as normal credit card purchases on your credit report.

Posted on: April 27, 2018


A Brief History of Credit Scores

Before credit scores were invented in the 1950's, lenders took a much more social approach to determining creditworthiness.

Posted on: April 26, 2018


Is the Credit Blacklist a Real Thing or an Urban Myth?

Even though it can feel like you're being blacklisted, the real answer is much more mundane.

Posted on: April 25, 2018


3 Ways to Finance Dental Care, Even With Bad Credit

Payment plans, special credit cards, and bad credit dental loans can all help you afford the oral care you need.

Posted on: April 19, 2018


Why You Should NOT Close That Old Credit Card

Even if you're closing it and replacing it with a new card, think again!

Posted on: April 18, 2018


Can You Negotiate With Your Creditors?

Yes, you can negotiate with your creditors, but make sure you do your homework first.

Posted on: April 13, 2018


How Do You Contest Errors On Your Credit Report?

In order to fix errors on your credit report, you'll have to contact the credit bureau that created the report.

Posted on: April 11, 2018


Shopping for Furniture with a Bad Credit Score? Here’s What You Need to Know

Store financing can be a good option, but so is scouring college neighborhoods around graduation and buying furniture that you assemble yourself.

Posted on: April 06, 2018