Financial Cents: Posts About Credit

6 Scary Facts about Bad Credit Scores

If you need some motivation to start fixing a lousy credit score, then these six terrifying facts should help scare you into action.

Posted on: May 24, 2019


What Happens When Someone Checks Your Credit?

What happens during a credit check depends on what kind of check is being run—and who's doing the checking.

Posted on: May 22, 2019


10 Ways That Bad Credit Can Mess up Your Life

If you thought that a bad credit score only affected your ability to get qualified for personal loans and credit cards—think again.

Posted on: May 21, 2019


What Is a Hard Credit Check?

Hard credit inquiries occur when you are applying for new credit and can only be run with your express permission. 

Posted on: May 17, 2019


5 Tips to Help You Rebuild a Bad Credit Score

When it comes to fixing bad credit, there are no overnight solutions. More than anything else, you're going to have to learn to be patient.

Posted on: May 16, 2019


What is a Soft Credit Check?

Unlike hard credit inquiries, a soft inquiry made on your credit won't show up on your credit report and isn't reflected in your FICO score!

Posted on: May 10, 2019


Have Bad Credit? Here Are Two Things You Should Do

There are five factors that make up your credit score, but two of them are responsible for a whopping 65 percent all by themselves.

Posted on: May 08, 2019


Can Renting a Car Affect Your Credit?

Has anyone ever told you that you should always use a credit card to rent a car instead of a debit card? Your credit score is one of the reasons why.

Posted on: May 03, 2019


5 Tips for Borrowing Money When You Have Bad Credit

Bad credit borrowers have more options than you might think—you just have to make sure you find the right bad credit loan for you.

Posted on: April 29, 2019


How Bad Credit Can Affect Your Dating Life

There are lots of things that people look for in a potential partner, and if you think debt isn't one of those factors—you're wrong.

Posted on: April 24, 2019