Financial Cents: Posts About Credit

A Brief History of Credit Cards

Diners Club cards weren't the first type of credit card, but they were the first to find success on a large scale—even though their inventor wrote them off as a "fad."

Posted on: January 14, 2019


Want to Pay Off Your Debt? Try Building a Better Budget!

If you try and pay down your debt without a strict budget, you'll have a really hard time coming up with the extra money—even if you're working a second job.

Posted on: January 11, 2019


Should You Freeze Your Credit?

Freezing your credit will mean scammers can't steal your identity and open new accounts in your name. But is it the best way to protect your money?

Posted on: January 09, 2019


Decide On Your Adventure: The Bad Credit Bayou

There's gold in that there bayou! Can you make it through with your credit score intact? You might think you're ready, but you have no idea what kind of predatory lenders lurk inside its murky depths. Decide wisely!

Posted on: January 08, 2019


The Broke Person’s Guide to Credit Cards

Stop using your credit card to rack up high-interest consumer debt and start using it to boost your credit score instead!

Posted on: January 07, 2019


8 Good Habits to Get Your Finances—and Your Life—on Track

The better your money habits, the better equipped you are to achieve financial success (or at least financial stability) in the long-term.

Posted on: January 03, 2019


If You Have Bad Credit, Should You Consider an Installment Loan?

Unlike short-term payday loans, the right bad credit installment loan could deliver manageable payments and even boost your credit score!

Posted on: January 03, 2019


Should You Refinance Your Installment Loan? 4 Factors to Consider

Whether or not refinancing is right for you will likely come down to your specific financial situation—but these questions can still help you sort things out!

Posted on: December 28, 2018


Second Chance Bank Accounts: Could They Be For You?

If your Chexsystems report makes opening a traditional bank account impossible, then a second chance bank account could, well, give you a second chance!

Posted on: December 19, 2018


Unlike Payday Loans, a Bad Credit Installment Loan Could Actually Help Your Credit Score

Payday loans might seem like a good solution when you're hard-up for cash, but a bad credit installment loan could set you on the path to a better credit score.

Posted on: December 19, 2018