Financial Cents: Posts About Debt

What is the Debt to Income Ratio?

Do you have an income? Great! Do you have debt? That can feel less great. Your "Debt to Income Ratio" is a number lenders consider before they decide to approve your loan application. Here's how you can figure yours out.

Posted on: April 20, 2017


What Debt Collectors Can and Can’t Do

If you’re like most of us, a call from a debt collector is an experience you'd like to forget. And while most debt collectors are just doing their job, there are some that cross the line. Learn what debt collectors CAN'T do and how to report them here!

Posted on: February 23, 2017


Side Hustling Your Way to Zero Debt with Eric Rosenberg from Personal Profitability

Everyone needs a day job, but what happens when your paycheck isn't enough to cover your bills and pay down your debt? A side hustle can be a great way to get the extra income you need to eliminate your outstanding debts. We spoke with Eric Rosenberg of Personal Profitability for his tips on side hustling your way to zero debt!

Posted on: January 05, 2017


Good Money Habits for Single Parents with the creator of the “Distilled Dollar”: Part I

Handling money and developing the right financial habits can be hard enough to do for yourself. But what if you're a single parent? We spoke with the financial blogger at The Distilled Dollar for his tips and insights that can be put into practice today!

Posted on: November 29, 2016


Millennial Money Management: Part II

At OppLoans, we're talking to Stefan Sharpe, the brain behind The Millenial Budget, about the financial reality for millennials today. Check out his take on how recent grads can deal with overwhelming debt and the steps they can take today to set themselves up for financial success tomorrow!

Posted on: November 11, 2016


Common Money Questions (and Expert Answers!)

What are some of the most frequently asked money? We looked to some of our favorite finance writers for more FAQs and, more importantly, their answers!

Posted on: November 02, 2016


PRO TIPS: Answers From Real Personal Finance Experts

We've reached out to real life financial professionals to find out their most commonly received questions (and deliver you the answers)!

Posted on: October 31, 2016


OppLoans Word of the Week: Debt Snowball

Posted on: October 10, 2016


The OppLoans Guide to Consolidating Student Loan Debt

Congrats! You worked hard for years and now you've finally got that diploma in hand. But, as you know, that degree wasn't free. And if you're one of the 71% of American students who took out loans to finance that education, you may want to consider a Debt Consolidation Loan to help manage your student loan debt. Learn how to get started here!

Posted on: October 06, 2016


Longer Terms or Lower Payments: Which Debt Consolidation Strategy is Right for You?

When choosing a Debt Consolidation Loan, the most important choice you'll face is between short-term relief and long-term savings. Do you want lower monthly payments, or do you want to save money on your loan overall? Learn the details that can save you money and reduce your debt!

Posted on: September 22, 2016