Financial Cents: Posts About Financial Planning

Roth 401(k) vs. 401(k): What’s the Difference?

The basic explanation is that income taxes are handled differently between Roth and traditional 401(k)s, but there is more to these retirement plans than meets the eye.

Posted on: October 10, 2019


How Do Millionaires Go Broke?

Poor budget choices and failure to follow simple basic financial principles can send even the richest people with a high net worth into debt.

Posted on: October 10, 2019


Cut Down on Vacation Costs 

You do not want to need a vacation from your vacation.

Posted on: September 28, 2019


Will My Life Insurance Pay Out?

Be prepared for when being prepared isn’t prepared enough.

Posted on: September 27, 2019


3 Essential Tips for Avoiding Surprise Medical Costs (Even When You Have Health Insurance)

Are you familiar with the basic costs affiliated with your health care plan? Here are some basics to help you avoid an unexpected bill.

Posted on: September 20, 2019


Plan for a Rainy Day

There are plenty of reasons to have a designated emergency fund. But how much should someone set aside for it?

Posted on: September 19, 2019


How Millennials (and Younger Generations) Can Prepare for the Next Recession

From tackling debt to picking up a side hustle, here’s how to prepare for financial downturns.

Posted on: September 17, 2019


Finance Tips That Should be Taught In School

Global economics and history classes are all well and good, but how about classes on retirement contributions, tax filing, or other financial lessons for the real world?

Posted on: September 06, 2019


A No-Credit Check Guide to Buying Used Electronics or Appliances

Stay within budget and get the best-quality product for your money.

Posted on: September 05, 2019


To Finance or Not to Finance: A Guide to Big Purchases

Take a close look at that deal before you sign it. It may not be worth the long-term investment.

Posted on: August 16, 2019