Financial Cents: Posts About Financial Planning

A Financial Fairytale: The Journey of the Saver and the Spender

Getting married is all about the merging of two lives into one, which typically includes finances. But when one of you is a spender and the other a saver, navigating your budget can get tricky.

Posted on: October 24, 2019


Avoid Blowing Up Your Honeymoon Budget

There are plenty of ways to have the romantic getaway of your dreams without breaking the bank.

Posted on: October 20, 2019


Get an Education Without Going Broke

Access to higher education has become a luxury for many in the United States. Learn how to get your degree without going into (too much) debt.

Posted on: October 19, 2019


The 101 on Health Savings Accounts

An HSA can help you avoid going into debt over unexpected medical expenses. Learn how they work and how they can boost both your savings and take-home pay.

Posted on: October 18, 2019


Roth 401(k) vs. 401(k): What’s the Difference?

The basic explanation is that income taxes are handled differently between Roth and traditional 401(k)s, but there is more to these retirement plans than meets the eye.

Posted on: October 10, 2019


How Do Millionaires Go Broke?

Poor budget choices and failure to follow simple basic financial principles can send even the richest people with a high net worth into debt.

Posted on: October 10, 2019


Will My Life Insurance Pay Out?

Be prepared for when being prepared isn’t prepared enough.

Posted on: September 27, 2019


3 Essential Tips for Avoiding Surprise Medical Costs (Even When You Have Health Insurance)

Are you familiar with the basic costs affiliated with your health care plan? Here are some basics to help you avoid an unexpected bill.

Posted on: September 20, 2019


Plan for a Rainy Day

There are plenty of reasons to have a designated emergency fund. But how much should someone set aside for it?

Posted on: September 19, 2019


How Millennials (and Younger Generations) Can Prepare for the Next Recession

From tackling debt to picking up a side hustle, here’s how to prepare for financial downturns.

Posted on: September 17, 2019