Financial Cents: Posts About Loans

Can You Pay Off a Personal Loan With a Credit Card?

If you are considering this option, you need to do the math and make sure you're really saving money. Otherwise, you might just be shifting your debt from one place to another.

Posted on: August 07, 2018


Should You Cosign That Loan? 5 Things To Consider

Cosigning a loan or lease can be a great way to help a friend or a close relative, but it can also put your finances in serious peril.

Posted on: July 31, 2018


Financial Priorities: Which Debts Should You Pay Off First?

There's no one right answer, but you'll probably want to order your debts by interest rate or by total balance—whichever works best for you.

Posted on: July 25, 2018


Can You Get a Title Loan Without a Car Title?

What’s in a name? Surely, title lenders don’t mean that you need a literal car title in order to get a title loan … right?

Posted on: July 16, 2018


Can Your Social Security Benefits be Garnished to Pay a Debt?

Debtors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: July 12, 2018


How Do You Ask Someone to Be Your Cosigner?

If you don't have a great credit score or a large income, you might have to ask for help in order to get a loan or an apartment. What's the best way to go about it?

Posted on: July 10, 2018


How to Protect Yourself from Payday Loan Call Scams

Scammers will try to intimidate you and collect on unpaid payday loans that—surprise twist—you never borrowed in the first place!

Posted on: July 02, 2018


“Uh-Oh, I Need Money Now!” 4 Fast Cash Options for People With Bad Credit

There's no perfect way to get money fast when you have bad credit, but these four choices can all be a good solution—so long as you're careful.

Posted on: June 29, 2018


Reverse Mortgages: How They Work and How to Shop For One Safely

Reverse mortgages allow homeowners to unlock the value they've built up in their home, but their utter complexity makes them fertile ground for scammers.

Posted on: June 22, 2018


Make Sure Your Bad Credit Loan Has Payments You Can Afford

Short-term loans that require lump-sum repayment are very difficult for most people to repay on time, trapping them in a predatory cycle of debt.

Posted on: June 21, 2018