Financial Cents: Posts About Loans

How Will a Cash Advance Loan Affect Your Credit?

One of the many annoying things about cash advances is that they can't help your score, but they can definitely hurt it.

Posted on: February 20, 2019


Cash Advance Loans: Here’s 4 Things You Should Know

Cash advance loans are supposed to be an easy way to cover emergency expenses, but they could end up trapping you in a long-term cycle of debt.

Posted on: February 19, 2019


What Kind of Cash Advance Are You Looking For?

There are better ways to cover a financial shortfall than by taking a cash advance, but some cash advances are even riskier than that.

Posted on: February 15, 2019


Should You Get a Cash Advance on Your Tax Refund?

Sure, you could get your tax refund money a few weeks early, but even a Refund Anticipation Loan (RAL) with zero interest still usually comes at a cost.

Posted on: February 13, 2019


Who Uses Cash Anymore? Why You Should Avoid Costly Cash Advances

Taking out a cash advance on your credit card or from a local storefront might seem like a good short-term money fix, but the costs are going to add up fast.

Posted on: February 12, 2019


Should You Use an Installment Loan to Pay Off Your Credit Cards?

Consolidating all of your credit card debt into a single installment loan will likely save you money, but it'll probably mean larger monthly payments.

Posted on: February 11, 2019


What Happens if You Pay Off a Bad Credit Loan Early?

Paying off your bad credit loan early could help you save money or it could save you no money whatsoever. So what gives?!

Posted on: February 05, 2019


Do Cash Advances Have an Interest-Free Grace Period?

If you pay off your credit card regularly, you can avoid paying any interest on your balances. Unless that is, you take out a credit card cash advance ...

Posted on: January 31, 2019


Looking for a Loan with No Credit Check? Here Are the Pros and Cons

If you're going to apply for a no credit check loan, you need to consider all your options and understand exactly what you'll be getting yourself into.

Posted on: January 29, 2019


Will a Bad Credit Loan Impact Your Credit Score?

The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.

Posted on: January 24, 2019