Financial Cents: Posts About Loans

How to Calculate the Cost of Your Cash Advance

There are many great ways to use a credit card, but taking out a cash advance is NOT one of them!

Posted on: February 16, 2018


When Should You Refinance a Bad Credit Loan?

If you have a payday loan, you'll probably want to sit tight. But with a bad credit installment loan, refinancing could really help.

Posted on: February 15, 2018


Cash Advances vs. Check Cashing Stores: Which is Worse?

When you need cash and only cash, should you take out a high-interest advance against your credit card or pay to cash a check?

Posted on: February 03, 2018


Want to Avoid No Credit Check Loans? Build an Emergency Fund

When an unexpected bill rears its ugly head, an emergency fund will let you make ends meet without turning to high-interest predatory loans.

Posted on: January 29, 2018


Your Guide to Cash Advance Scams

Don't give out your personal information and watch out for excessive upfront fees or collectors looking for payment of debts you've already paid.

Posted on: January 25, 2018


Can You Get a Bad Credit Loan With No Bank Account?

Without a checking or savings account, getting a loan is going to be much more difficult, and you'll be stuck with riskier options.

Posted on: January 22, 2018


Tax Refund Anticipation Loans Are More Dangerous Than You Think

“Can I get a loan against my tax refund?” Well, yes. But you probably should just wait it out instead and get the full amount you're due.

Posted on: January 18, 2018


Can a Bad Credit Loan Help Raise Your Credit Score?

Payment history is 35 percent your credit score. So finding a bad credit lender that reports your on-time payments can actually help improve your credit.

Posted on: January 11, 2018


How to Ask Friends and Family For Money

Asking your friends and family for money can be a dangerous proposition. Here are some best practices to make sure that it won't end in tears and anger.

Posted on: December 08, 2017


The CFPB’s New Payday Lending Rule is a Big Win for Socially Responsible Lending

Learn more about how the rule works, who it will affect, and how consumers stand to benefit.

Posted on: October 13, 2017