Financial Cents: Posts About Loans

Financial Basics: Good Interest vs. Bad Interest

Since it's National Financial Literacy Month, we're getting back to basics. Today's post covers interest: The kind that helps and the kind that hurts.

Posted on: April 18, 2019


3 Risks of Short-Term No Credit Check Loans

You might be familiar with the high APRs that come with no credit check loans, but did you also know that their lump sum payments could end up driving you into a cycle of debt?

Posted on: April 18, 2019


Before Taking out a Bad Credit Loan, Make Sure You Do the Math

First of all, you need to figure out how much this bad credit loan really costs. Second, you'll need to check whether or not you can afford the proposed payments.

Posted on: April 17, 2019


Do No Credit Check Loans Show up on Your Credit Report?

With traditional lenders, reporting payment information to the credit bureaus is a two-way street. But with no credit check lenders? Not so much.

Posted on: April 12, 2019


If You Have Bad Credit, Watch out for These 5 Predatory Loan Warning Signs

High interest rates and short repayment terms are a good start, but you should also find a lender that checks your ability to repay!

Posted on: April 11, 2019


Financial Basics: How to Use Credit Responsibly

To help celebrate National Financial Literacy Month, we're getting back to basics: If you want to use credit responsibly, you should start by focusing on the right kinds of debt.

Posted on: April 09, 2019


Student Loans: To Pay or Just to Save

Paying off your student loans is good, but you don't want to pay them off so aggressively that you don't build up a nest egg.

Posted on: April 05, 2019


Need Money for Groceries? Here Are 5 Tips to Help You Out

If you're considering a short-term no credit check loan to help cover a grocery bill, make sure you check out all your other options first.

Posted on: April 04, 2019


How Do Overdraft Fees Stack up to Bad Credit Loans?

Short-term bad credit loans like payday loans and cash advances have ridiculously high APRS—but overdraft fees can be even more expensive!

Posted on: April 03, 2019


How Are Cash Advances Different from Regular Credit Card Transactions?

Cash advances let you use your credit card to take out paper money—which can be handy—but the extra costs for doing so are going to add up fast.

Posted on: March 26, 2019