Financial Cents: Posts About Loans

What’s the Average APR for a Cash Advance?

The APRs for credit card cash advances are high, but the APRs for payday cash advance loans are so much higher.

Posted on: June 15, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


Can You Get a Cash Advance With No Job?

The answer to this question entirely depends on what type of cash advance you're talking about.

Posted on: June 08, 2018


The Pros and Cons of Pawn Shop Cash Advances

Pawning your valuables for some quick cash is a safer bet than taking out a predatory payday loan, but you're still putting a lot at risk.

Posted on: June 05, 2018


How to Fight Back Against Bad Loans

What do you do if a lender has been taking advantage of you? Don't admit defeat. Here are some actions you can take against predatory lenders today.

Posted on: June 04, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Can a Payday Loan Company Take You to Court?

You know a payday loan can hurt your credit. But can failing to pay one back actually put you in front of a judge?

Posted on: May 22, 2018


How to Avoid the High Interest Rates on Bad Credit Loans

So you need a personal loan but you've got bad credit. You've heard that will mean higher interest rates, but is that always the case? And is there a way to find a lender who can actually help you improve your credit? You bet there is. Here are the details.

Posted on: May 21, 2018


How Does a Cash Advance on Your Credit Card Work?

You can get an advance on your credit card to take out cash—but the cost will be much higher than the cost of a standard credit card transaction.

Posted on: May 21, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018