Financial Cents: Posts About Loans

Hand exchanging money for tax refund loan paperwork
Tax Refund Anticipation Loans May be More Dangerous Than You Think

“Can I get a loan against my tax refund?” Well, yes. But you may want to wait it out.

Posted on: February 05, 2020


A room full of furniture, including a red couch and a brown dresser, with a for sale sign posted on the wall
Shopping for Furniture with a Bad Credit Score?

Here are tips on scouting quality furniture for a fraction of the price — and without the high interest rates.

Posted on: January 31, 2020


savings jar filled with dollars and coins with a college graduation cap as the lid
The 101 on 529 Plans

Could 529 be the magic number to paying for higher education?

Posted on: January 10, 2020


Man in red jacket holding lots of shopping bags and packages
Is Layaway a Good Idea?

Layaway may seem like the loan of the past, but it is in fact, making a comeback. But is it a good one?

Posted on: December 27, 2019


a red car next to a large pile of money
Can You Get a Title Loan Without a Car Title?

What’s in a name? Do you really need a literal car title in order to get a title loan?

Posted on: December 24, 2019


5 Reasons to Avoid Pawn Shop Loans

Pawn shop loans might seem like a good option for fast cash when you need it, but they could end up costing much more than anticipated.

Posted on: December 14, 2019


Can Your Social Security Benefits be Garnished to Pay a Debt?

Creditors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: December 06, 2019


Can Paying Off Your Student Loans Affect Your Credit Score?

Sometimes, your credit score will react to certain financial behavior in unexpected ways. What happens when you pay off a student loan is a great example.

Posted on: November 21, 2019


Paying for College With Bad Credit

If you have no credit or bad credit, there are other financial aid options to consider before plunging into the world of long- term repayments.

Posted on: November 05, 2019


Get an Education Without Going Broke

Access to higher education has become a luxury for many in the United States. Learn how to get your degree without going into (too much) debt.

Posted on: October 19, 2019