Financial Cents: Posts About Loans

Are 0% APR Offers a Scam?

Learn how these types of loans work to protect both your monthly balance and yourself from running into a bad credit situation.

Posted on: August 20, 2019


To Lease or Not to Lease (a Car)

Can you lease a car with poor credit, and if so, is it even the best option?

Posted on: August 15, 2019


What are Balloon Payments?

Don’t let your loan blow up in your face.

Posted on: August 06, 2019


Credit Card Cash Advances Can Flag You as Risky

Taking out too many cash advances can hurt your customer profile with your credit card company.

Posted on: July 25, 2019


How to Sniff out Hidden Fees

Not-so-fantastic fees and where to find them!

Posted on: July 03, 2019


How Does Compound Interest Work?

Compound interest is a double-edged sword: It can either work for you or against you. So make sure you get it on your side!

Posted on: June 28, 2019


Should You Get Dealer Financing?

If you have bad credit, dealer financing might be your best option for buying a car. But dealer financing is still notorious for inflating your costs.

Posted on: June 18, 2019


How Do Variable Interest Rates Work?

Variable rates can go up or down based on the performance of a "benchmark" rate, and this movement can mean higher or lower costs. 

Posted on: June 13, 2019


5 Times When a Personal Loan is a Bad Idea

If you're considering a personal loan to pay for something like a vacation or to cover everyday expenses, you should stop and reconsider.

Posted on: June 05, 2019


Should You Use a No Credit Check Loan to Pay for Medical Bills?

If you're short on emergency savings and facing an expensive medical bill, there are better ways to cover it than taking out a short-term, high-interest no credit check loan.

Posted on: May 30, 2019