Financial Cents: Posts About Loans

Can Your Social Security Benefits be Garnished to Pay a Debt?

Debtors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: July 12, 2018


How Do You Ask Someone to Be Your Cosigner?

If you don't have a great credit score or a large income, you might have to ask for help in order to get a loan or an apartment. What's the best way to go about it?

Posted on: July 10, 2018


How to Protect Yourself from Payday Loan Call Scams

Scammers will try to intimidate you and collect on unpaid payday loans that—surprise twist—you never borrowed in the first place!

Posted on: July 02, 2018


“Uh-Oh, I Need Money Now!” 4 Fast Cash Options for People With Bad Credit

There's no perfect way to get money fast when you have bad credit, but these four choices can all be a good solution—so long as you're careful.

Posted on: June 29, 2018


Reverse Mortgages: How They Work and How to Shop For One Safely

Reverse mortgages allow homeowners to unlock the value they've built up in their home, but their utter complexity makes them fertile ground for scammers.

Posted on: June 22, 2018


Make Sure Your Bad Credit Loan Has Payments You Can Afford

Short-term loans that require lump-sum repayment are very difficult for most people to repay on time, trapping them in a predatory cycle of debt.

Posted on: June 21, 2018


Are Payday Loans and No Credit Check Loans the Same Thing?

Payday loans don't require any kind of credit check, but they are one of the riskiest kinds of no credit check loans out there.

Posted on: June 18, 2018


What’s the Average APR for a Cash Advance?

The APRs for credit card cash advances are high, but the APRs for payday cash advance loans are so much higher.

Posted on: June 15, 2018


Will a Cash Advance Show up on Your Credit Report?

While a cash advance won't necessarily show up on your credit report, there are still ways that taking one out could hurt your credit score.

Posted on: June 11, 2018


Can You Get a Cash Advance With No Job?

The answer to this question entirely depends on what type of cash advance you're talking about.

Posted on: June 08, 2018