Financial Cents: Posts About Loans

The Pros and Cons of Pawn Shop Cash Advances

Pawning your valuables for some quick cash is a safer bet than taking out a predatory payday loan, but you're still putting a lot at risk.

Posted on: June 05, 2018


How to Fight Back Against Bad Loans

What do you do if a lender has been taking advantage of you? Don't admit defeat. Here are some actions you can take against predatory lenders today.

Posted on: June 04, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Can a Payday Loan Company Take You to Court?

You know a payday loan can hurt your credit. But can failing to pay one back actually put you in front of a judge?

Posted on: May 22, 2018


How to Avoid the High Interest Rates on Bad Credit Loans

So you need a personal loan but you've got bad credit. You've heard that will mean higher interest rates, but is that always the case? And is there a way to find a lender who can actually help you improve your credit? You bet there is. Here are the details.

Posted on: May 21, 2018


How Does a Cash Advance on Your Credit Card Work?

You can get an advance on your credit card to take out cash—but the cost will be much higher than the cost of a standard credit card transaction.

Posted on: May 21, 2018


When You Get a Cash Advance, Do They Check Your Credit Score?

Neither credit card cash advances nor cash advance loans require a credit check. But that doesn't mean they can't affect your credit score.

Posted on: May 15, 2018


Can You Get a Cash Advance With No Bank Account?

Regular credit card cash advances do not require a bank account. Sort of. It's complicated.

Posted on: May 11, 2018


Could You REALLY Pay Off a 3-Month Payday Loan in 3 Months?

Sure, a longer payday loan means more time to pay the loan off, but it also means higher costs—with no additional benefits.

Posted on: May 04, 2018


Loan Sharks: “You’re Going to Need a Better Loan”

Sharks are stealthy, dangerous and so much fun to observe (from the safety of your couch). But what about the other dangerous predators that share their name? Learn the facts about loan sharks and avoid an ocean of debt!

Posted on: May 03, 2018