Financial Cents: Posts About Loans

Cash Advance or a Late Bill? What’s Worse?

The best way to avoid choosing between a late bill and a predatory cash advance loan is to be prepared ahead of time.

Posted on: March 06, 2018


What’s Worse: An Overdraft Fee or A Payday Loan?

You'd think that a payday loan would be much more treacherous than a service offered by your bank, right? The answer may surprise you.

Posted on: February 27, 2018



How to Calculate the Cost of Your Cash Advance

There are many great ways to use a credit card, but taking out a cash advance is NOT one of them!

Posted on: February 16, 2018


When Should You Refinance a Bad Credit Loan?

If you have a payday loan, you'll probably want to sit tight. But with a bad credit installment loan, refinancing could really help.

Posted on: February 15, 2018


Cash Advances vs. Check Cashing Stores: Which is Worse?

When you need cash and only cash, should you take out a high-interest advance against your credit card or pay to cash a check?

Posted on: February 03, 2018


Want to Avoid No Credit Check Loans? Build an Emergency Fund

When an unexpected bill rears its ugly head, an emergency fund will let you make ends meet without turning to high-interest predatory loans.

Posted on: January 29, 2018


Your Guide to Cash Advance Scams

Don't give out your personal information and watch out for excessive upfront fees or collectors looking for payment of debts you've already paid.

Posted on: January 25, 2018


Can You Get a Bad Credit Loan With No Bank Account?

Without a checking or savings account, getting a loan is going to be much more difficult, and you'll be stuck with riskier options.

Posted on: January 22, 2018


Tax Refund Anticipation Loans Are More Dangerous Than You Think

“Can I get a loan against my tax refund?” Well, yes. But you probably should just wait it out instead and get the full amount you're due.

Posted on: January 18, 2018