Financial Cents: Posts About Loans

Can a Bad Credit Loan Help Raise Your Credit Score?

Payment history is 35 percent your credit score. So finding a bad credit lender that reports your on-time payments can actually help improve your credit.

Posted on: January 11, 2018

How to Ask Friends and Family For Money

Asking your friends and family for money can be a dangerous proposition. Here are some best practices to make sure that it won't end in tears and anger.

Posted on: December 08, 2017

The CFPB’s New Payday Lending Rule is a Big Win for Socially Responsible Lending

Learn more about how the rule works, who it will affect, and how consumers stand to benefit.

Posted on: October 13, 2017

How to Money, Episode 6: What is a Payday Loan?

It’s October, which means it’s time to get a little scary. That’s why our new episode of How to Money is focused on one of the scariest financial products there is: payday loans!

Posted on: October 04, 2017

5 Alarming Payday Loan Statistics

This mind-boggling data on payday loan affordability, loan rollover, and APR will make you think twice before borrowing.

Posted on: September 22, 2017

How to Pay for College: A Student Loan and Scholarships Primer

Because a college education is as super important as it is stupid expensive.

Posted on: September 21, 2017

The Eight Best Online Loan Calculators

Nobody likes doing math. (Shut up, mathematicians. No one asked you.) So if you need to do some calculations for a potential loan, use one of these eight great online loan calculators instead.

Posted on: September 14, 2017

Is Guaranteed Approval A Real Thing?

Promises of "guaranteed approval" are a sign that this no credit check loan is the bait in a predatory debt trap.

Posted on: August 28, 2017

Know Money, Win Money! Episode Two: Payday Loans

If some weird guy came up to you on the street and promised you cash for answering questions about payday loans, would you say yes? See how these regular people fared on episode two of Know Money, Win Money!

Posted on: August 24, 2017

Introducing How to Money! Episode One: APR

Hey readers, we’ve got some exciting news! We at the OppLoans Financial Sense blog are launching an ongoing video series called “How to Money.” Every episode we’ll tackle about money and... how to do it. Let's get started!

Posted on: August 07, 2017