Financial Cents: Posts About Loans

How to Stay Safe With a Bad Credit Loan

If you have bad credit and need money, you might find yourself looking for a "bad credit loan". But which loans are safe and which are just debt traps by design? Check out our simple 5-step guide to make sure you're making the smarter financial choice.

Posted on: April 06, 2017


What’s the Difference Between a Payday Loan and an Installment Loan?

When it comes to borrowing, two of the most common options are a payday loan and an installment loan. One is a dangerous debt trap designed to make your financial situation worse, the other is a safe, credit-building financial solution. Learn the important differences here.

Posted on: March 30, 2017


15 Tips for Improving Bad Credit

Improving bad credit can be as easy as 1, 2, 3 (through 15). Follow these easy steps and watch your credit score rise and your financial life improve. You can do it!

Posted on: March 29, 2017


Credit Tier Breakdown, Part 4: Bad Credit

You don't need to be trapped in bad credit forever. If you need help understanding (and improving) your bad credit, check out OppLoans' expert info and advice here!

Posted on: March 29, 2017


What is the Payday Loan Debt Cycle?

You've heard that payday loans are dangerous. But what are the specific risks and how can you avoid them? Learn how payday lenders try to trap you in a cycle of debt.

Posted on: March 22, 2017


The ABCs of Bad Credit Loans

When you have bad credit, getting a personal loan can seem like an impossible task. How can you tell which lenders are safe? What questions should you ask? Will this loan hurt or help your credit? But getting a safe and useful bad credit loan can be simpler than you might think. We break it down into the simple ABCs of bad credit loans for you here!

Posted on: March 17, 2017


March Money Madness: Make Sure Your No Credit Loan Is Nothing but Net

You haven't won that March Madness office pool yet.
If you need cash now but want to keep your credit score to yourself, you may be in need of a "no credit check loan." But how can you tell which are safe and which are dangerous? Here are our pointers.

Posted on: March 16, 2017


How to Shop for a No Credit Check Loan

Wouldn't it be great if shopping for a no credit check loan were as easy as picking up a gallon of milk at the grocery store? It's true that borrowing and researching lenders can be stressful, but follow these simple guidelines and you'll be rolling through the express checkout lane in no time!

Posted on: March 02, 2017


When Are Bad Credit Loans Dangerous?

If you have bad credit and need a loan to cover a financial emergency, you'll quickly find that there are many different kinds of "bad credit loans" available to you. But as with all financial options, some are MUCH safer than others. Here's how you can tell the responsible bad credit loans from the predatory.

Posted on: February 22, 2017


Top 5 Questions to Ask Before Taking Out an Installment Loan

You know an installment loan is safer than a payday loan. But what else should you know before you sign on the dotted line? Use these 5 must-ask questions to make sure you're working with a lender as responsible as you are!

Posted on: February 17, 2017