Financial Cents: Posts About Loans

When Are Bad Credit Loans Dangerous?

If you have bad credit and need a loan to cover a financial emergency, you'll quickly find that there are many different kinds of "bad credit loans" available to you. But as with all financial options, some are MUCH safer than others. Here's how you can tell the responsible bad credit loans from the predatory.

Posted on: February 22, 2017


Top 5 Questions to Ask Before Taking Out an Installment Loan

You know an installment loan is safer than a payday loan. But what else should you know before you sign on the dotted line? Use these 5 must-ask questions to make sure you're working with a lender as responsible as you are!

Posted on: February 17, 2017


Bad Credit Loan Coming Attractions!

Selecting a bad credit loan can be a lot like deciding which movie you want to see. Are you in the mood for a feel-good true story? Or are you about to walk into a horror show? OppLoans takes you through the coming attractions of bad credit loans!

Posted on: February 16, 2017


Payday Loan Rollover: How Short-Term Loans Turn Into Long-Term Debt

Payday loans can destroy your personal finances. But how do they do it exactly? Through a uniquely predatory practice called rollover, supposedly "short-term" payday loans become long-term debt traps. Here's what you need to know.

Posted on: February 10, 2017


How (and Why) to Calculate the APR for a Payday Loan

Sure, there are many numbers to know when you borrow money. There's the principal, the interest, the term and more. But what number is the most important? Which is the number, above all others, that you want to be certain you understand? That is the APR. OppLoans breaks it down for you here.

Posted on: February 09, 2017


Can a No Credit Check Loan Actually Hurt Your Credit?

When you're in a jam, a "no credit check loan" may look like a lifeline. But is it? Look a little closer and learn the details before you step into a debt trap that will leave you worse off than you were in the first place.

Posted on: February 08, 2017


The Lendee Awards!

Do you watch the Oscars? How about The Razzies? Whether they’re handing out high honors or sharp pokes in the eye, awards season can be a fun way to watch the stars jockey for attention. This year, we're giving it a go with our first annual Lendee Awards! We’ll be handing out hardware to all types lenders and financial products—from the very best to the absolute worst.

Posted on: February 03, 2017


6 No Credit Check Loan Red Flags

The combination of a financial emergency and less-than-perfect credit can make anyone feel hopeless. If that describes you, you may be considering a "no credit check loan." But which loans are safe? And which are just debt traps in disguise? Our experts break it down for you here!

Posted on: February 03, 2017


6 Common Credit Myths Debunked!

Sure, credit can seem complex. But once you separate the myths from the facts, you might be surprised how manageable it all really is. Rod Griffin, the Director of Public Education for Experian, breaks it all down for you!

Posted on: January 27, 2017


Let’s Get “Creducated”!

Do you know your credit score? More importantly, do you know how to improve it? We spoke with Rod Griffin, the Director of Public Education for Experian, for a review of the basics of credit to help you live a better, more informed financial life now!

Posted on: January 20, 2017