Financial Cents: Posts About Loans

How Does Compound Interest Work?

Compound interest is a double-edged sword: It can either work for you or against you. So make sure you get it on your side!

Posted on: June 28, 2019


Should You Get Dealer Financing?

If you have bad credit, dealer financing might be your best option for buying a car. But dealer financing is still notorious for inflating your costs.

Posted on: June 18, 2019


How Do Variable Interest Rates Work?

Variable rates can go up or down based on the performance of a "benchmark" rate, and this movement can mean higher or lower costs. 

Posted on: June 13, 2019


5 Times When a Personal Loan is a Bad Idea

If you're considering a personal loan to pay for something like a vacation or to cover everyday expenses, you should stop and reconsider.

Posted on: June 05, 2019


Should You Use a No Credit Check Loan to Pay for Medical Bills?

If you're short on emergency savings and facing an expensive medical bill, there are better ways to cover it than taking out a short-term, high-interest no credit check loan.

Posted on: May 30, 2019


5 Tips for Finding the Right Bad Credit Loan

The smarter you are when looking for a bad credit loan, the better positioned you'll be to find the loan that works best for you.

Posted on: May 29, 2019


No Credit? Here Are 3 Ways to Start Building Some

In order to have good credit, you need to build up a positive credit history. For some people, that means starting from scratch.

Posted on: May 28, 2019


Do Reverse Mortgages Target the Elderly?

A reverse mortgage can be a helpful financial solution for older Americans, but you need to know how they work before you agree to take one out.

Posted on: May 15, 2019


Do You Have Bad Credit and Need a Loan? Here Are 4 Options

Finding the right bad credit loan means doing your research, understanding the pros and cons of each product, and finding the loan that works best for you.

Posted on: May 15, 2019


The Pros and Cons of No Credit Check Loans

Taking out a loan with no credit check means taking on some fairly sizeable risks. Make sure you're informed before you borrow one!

Posted on: May 06, 2019