Financial Cents: Posts About Loans

Get in Shape: Consolidate! (1 of 3)

Are your finances looking a little flabby? Could your credit card balances maybe stand to lose a few pounds? If so, then it’s time to get your finances in shape! Here’s a workout plan to get your finances looking their best today!

Posted on: June 14, 2016


A Crash Course in Credit Card Cash Advances (3 of 3): Better Alternatives

There are options far more affordable than cash advances—options that won’t leave you in worse financial shape than you were before. Here are OppLoans’ recommended alternatives to credit card cash advances.

Posted on: June 14, 2016


A Crash Course in Credit Card Cash Advances (2 of 3): Know the Dangers

“Fast cash” products like credit card cash advances are loaded with vague fees and confusing changes in interest rates. What does it all actually mean? OppLoans breaks down the dangers to keep you and your money safe.

Posted on: June 10, 2016


A Crash Course in Credit Card Cash Advances (1 of 3): The Basics

Tough times happen. When money gets tight, some people will turn to credit card cash advances to get by, but the dangers often far outweigh the benefits. Here’s everything you need to know about credit card cash advances.

Posted on: June 09, 2016


The Consumer Financial Protection Bureau Thinks You Deserve Better than a Payday Loan and OppLoans Agrees!

The Consumer Financial Protection Bureau (CFPB) has proposed strong new rules to curb abusive practices by payday lenders. OppLoans, an online personal lender servicing subprime borrowers, fully agrees with and supports the CFPB’s proposals because we know that borrowers always deserve better than a payday loan.

Posted on: June 02, 2016


Heavyweight Loan Showdown (3 of 3): Credit Card Cash Advances VS. Pawn Shop Loans

And we’re back again for the final Heavyweight Loan Showdown! Tonight, Credit Card Cash Advances returns for a championship face-off against predatory Pawn Shop Loans. Expensive, unfair, and painful, these contenders look evenly matched for the title of Most Dangerous Loan.

Posted on: May 31, 2016


Heavyweight Loan Showdown (2 of 3): Credit Card Cash Advances VS. Employer Cash Advances

Welcome back for another heavyweight loan showdown! Tonight we have Employer Cash Advances going toe-to-toe with Credit Card Cash Advances. Which of these two loan types is more dangerous for consumers? Let’s step into the ring and find out.

Posted on: May 27, 2016


Heavyweight Loan Showdown (1 of 3) : Credit Card Cash Advances VS. Payday Cash Advances

If you need fast cash, you have options. While some are safe, most are dangerous and predatory. In the world of heavyweight lenders, who’s the baddest of the bad?

Posted on: May 26, 2016


To Payday or Not to Payday? (3 of 3) – The Final Act

Like bad movies, payday loans have predictable endings. If you do find yourself entering into a payday loan agreement, here are three results you can expect to happen to you and your finances.

Posted on: May 18, 2016


To Payday or Not to Payday? (2 of 3) – Predatory Lending’s Second Act

Every good drama needs a villain, but are these predators going too far? Here are three ways predatory payday lenders are changing their tactics to stay in the business of ripping borrowers off!

Posted on: May 17, 2016