Financial Cents: Posts About Loans

Do You Have Bad Credit and Need a Loan? Here Are 4 Options

Finding the right bad credit loan means doing your research, understanding the pros and cons of each product, and finding the loan that works best for you.

Posted on: May 15, 2019


The Pros and Cons of No Credit Check Loans

Taking out a loan with no credit check means taking on some fairly sizeable risks. Make sure you're informed before you borrow one!

Posted on: May 06, 2019


5 Benefits of Soft Credit Check Loans

With a soft credit check loan, you're likely to see lower rates than you would with a no credit check loan—and it might even help your credit score!

Posted on: April 30, 2019


5 Tips for Borrowing Money When You Have Bad Credit

Bad credit borrowers have more options than you might think—you just have to make sure you find the right bad credit loan for you.

Posted on: April 29, 2019


5 Tips to Help You Ask Family and Friends for Financial Help

Asking for financial assistance from friends and family might be uncomfortable, but it's a much better option than turning to a high-interest payday lender.

Posted on: April 25, 2019


How Bad Credit Can Affect Your Dating Life

There are lots of things that people look for in a potential partner, and if you think debt isn't one of those factors—you're wrong.

Posted on: April 24, 2019


Financial Basics: Good Interest vs. Bad Interest

Since it's National Financial Literacy Month, we're getting back to basics. Today's post covers interest: The kind that helps and the kind that hurts.

Posted on: April 18, 2019


3 Risks of Short-Term No Credit Check Loans

You might be familiar with the high APRs that come with no credit check loans, but did you also know that their lump sum payments could end up driving you into a cycle of debt?

Posted on: April 18, 2019


Before Taking out a Bad Credit Loan, Make Sure You Do the Math

First of all, you need to figure out how much this bad credit loan really costs. Second, you'll need to check whether or not you can afford the proposed payments.

Posted on: April 17, 2019


Do No Credit Check Loans Show up on Your Credit Report?

With traditional lenders, reporting payment information to the credit bureaus is a two-way street. But with no credit check lenders? Not so much.

Posted on: April 12, 2019