Financial Cents: Posts About Loans

Student Loans: To Pay or Just to Save

Paying off your student loans is good, but you don't want to pay them off so aggressively that you don't build up a nest egg.

Posted on: April 05, 2019


Need Money for Groceries? Here Are 5 Tips to Help You Out

If you're considering a short-term no credit check loan to help cover a grocery bill, make sure you check out all your other options first.

Posted on: April 04, 2019


How Do Overdraft Fees Stack up to Bad Credit Loans?

Short-term bad credit loans like payday loans and cash advances have ridiculously high APRS—but overdraft fees can be even more expensive!

Posted on: April 03, 2019


How Are Cash Advances Different from Regular Credit Card Transactions?

Cash advances let you use your credit card to take out paper money—which can be handy—but the extra costs for doing so are going to add up fast.

Posted on: March 26, 2019


Checking Your Credit vs. Checking Your Ability to Repay

If you have bad credit, then you have to be on the lookout for predatory lenders, so start looking for lenders who check your ability to repay the money you're borrowing.

Posted on: March 20, 2019


5 Questions to Ask Yourself Before Taking out an Installment Loan

You need to find the installment loan that works best for you, and that begins with knowing exactly what questions to ask.

Posted on: March 19, 2019


Can Paying off a Loan Hurt Your Credit Score?

Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.

Posted on: March 18, 2019


Loans With No Credit Check Sound Great; Here Are the Risks

It’s all about finding the right loan for you ... and also avoiding the many no credit check loans out there that could trap you in a predatory cycle of debt.

Posted on: March 14, 2019


5 Alternatives to an Expensive Cash Advance

If you're considering an expensive cash advance loan to cover unforeseen expenses, make sure you check out your other options, first.

Posted on: March 12, 2019


How Do Cash Advances Work Online?

If you need physical cash, then an online cash advance probably isn't your best option ... one of many reasons you should be wary of these short-term no credit check loans.

Posted on: March 06, 2019