Financial Cents: Posts About Payday Loans

How to Protect Yourself from Payday Loan Call Scams

Scammers will try to intimidate you and collect on unpaid payday loans that—surprise twist—you never borrowed in the first place!

Posted on: July 02, 2018


“Uh-Oh, I Need Money Now!” 4 Fast Cash Options for People With Bad Credit

There's no perfect way to get money fast when you have bad credit, but these four choices can all be a good solution—so long as you're careful.

Posted on: June 29, 2018


Make Sure Your Bad Credit Loan Has Payments You Can Afford

Short-term loans that require lump-sum repayment are very difficult for most people to repay on time, trapping them in a predatory cycle of debt.

Posted on: June 21, 2018


Are Payday Loans and No Credit Check Loans the Same Thing?

Payday loans don't require any kind of credit check, but they are one of the riskiest kinds of no credit check loans out there.

Posted on: June 18, 2018


How to Fight Back Against Bad Loans

What do you do if a lender has been taking advantage of you? Don't admit defeat. Here are some actions you can take against predatory lenders today.

Posted on: June 04, 2018


Can a Payday Loan Be Good For Your Credit Rating?

While a payday loan isn't going to help your credit score, failing to pay one back can still hurt it.

Posted on: May 30, 2018


Can a Payday Loan Company Take You to Court?

You know a payday loan can hurt your credit. But can failing to pay one back actually put you in front of a judge?

Posted on: May 22, 2018


Could You REALLY Pay Off a 3-Month Payday Loan in 3 Months?

Sure, a longer payday loan means more time to pay the loan off, but it also means higher costs—with no additional benefits.

Posted on: May 04, 2018



What’s Worse: An Overdraft Fee or A Payday Loan?

You'd think that a payday loan would be much more treacherous than a service offered by your bank, right? The answer may surprise you.

Posted on: February 27, 2018