Financial Cents: Posts About Payday Loans

What Happens if You Pay Off a Bad Credit Loan Early?

Paying off your bad credit loan early could help you save money or it could save you no money whatsoever. So what gives?!

Posted on: February 05, 2019


Will a Bad Credit Loan Impact Your Credit Score?

The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.

Posted on: January 24, 2019


How Does an Installment Loan Amortization Schedule Work?

When an installment loan has amortizing interest, every payment you make brings you one step closer to being out of debt entirely.

Posted on: January 23, 2019


Need to Pay for Auto Repairs But You’re Short on Extra Cash? Consider All Your Options

If you have bad credit and meager savings, you might think that a predatory no credit check loan is the only way you'll get back on the road. It's not.

Posted on: January 18, 2019


If You Have Bad Credit, Should You Consider an Installment Loan?

Unlike short-term payday loans, the right bad credit installment loan could deliver manageable payments and even boost your credit score!

Posted on: January 03, 2019


Unlike Payday Loans, a Bad Credit Installment Loan Could Actually Help Your Credit Score

Payday loans might seem like a good solution when you're hard-up for cash, but a bad credit installment loan could set you on the path to a better credit score.

Posted on: December 19, 2018


What’s a Payday Alternative Loan (PAL), and How Can You Get One?

The only downside to Payday Alternative Loans (PALs) is that you have to join a credit union now in order to apply for one when you really need it. 

Posted on: December 13, 2018


Here’s Why Some Cash Advances Are Much Riskier Than Others

The name "cash advance" can be used to describe two very different kinds of financial products, one of which is way more expensive and should totally be avoided.

Posted on: December 07, 2018


How Amortizing Interest Can Help You Avoid a Predatory Debt Cycle

When you're taking out a loan with bad credit, you want to make sure that every payment you make brings you one step closer to getting out of debt.

Posted on: December 05, 2018


With Bad Credit Loans, the Size of Your Payments Is Key

Sure, being able to pay back a loan in only two weeks sounds great. But if the payment for that loan is too big for you to handle, you could enter a dangerous cycle of debt.

Posted on: November 20, 2018