Financial Cents: Posts About Personal Finance

The 101 on Health Savings Accounts

An HSA can help you avoid going into debt over unexpected medical expenses. Learn how they work and how they can boost both your savings and take-home pay.

Posted on: October 18, 2019


Holiday Shopping on a Budget

We know, we know. It's October. But if you aren't doing work now to save money and create a holiday budget, you risk singing the "holiday shopping debt" blues later on.

Posted on: October 15, 2019


20 Tips for an Amazing Thanksgiving on a Budget

Want a Thanksgiving feast that won't gobble gobble gobble up your emergency savings? We're here to save the day, pilgrim!

Posted on: October 14, 2019


Skipping a Bill Payment This Month? Think Again

One negative mark or past due bill payment on your credit report can take years to repair.

Posted on: October 11, 2019


Minimize Vacation Spending Guilt

Get away and feel good about it.

Posted on: October 11, 2019


Roth 401(k) vs. 401(k): What’s the Difference?

The basic explanation is that income taxes are handled differently between Roth and traditional 401(k)s, but there is more to these retirement plans than meets the eye.

Posted on: October 10, 2019


How Do Millionaires Go Broke?

Poor budget choices and failure to follow simple basic financial principles can send even the richest people with a high net worth into debt.

Posted on: October 10, 2019


Opening a Credit Card for Points: Is it Worth it?

The first article in our “Is it Worth It?” series tackles the tough topic of credit card points. Are they worth it?

Posted on: October 07, 2019


Avoid Financing Your Furniture

Don't let the cost of new furniture drive you into a financing situation you don't need. Here are tips on scouting quality furniture for a fraction of the price.

Posted on: October 04, 2019


Are You Drowning in Water Bill Expenditures?

Water bills are on the rise. Here's how you can cut your consumption and in turn, your utility costs.

Posted on: October 04, 2019