Financial Cents: Posts About Personal Finance

If You Have Bad Credit, There Aren’t “Grants” That Can Help You

While the government does have grant programs aimed at helping people in need, they aren't the kind of thing that you can just apply for directly.

Posted on: July 26, 2018


Financial Priorities: Which Debts Should You Pay Off First?

There's no one right answer, but you'll probably want to order your debts by interest rate or by total balance—whichever works best for you.

Posted on: July 25, 2018


4 Simple Ways to Save Money on Your Grocery Bill—While Still Eating Healthy!

Start by planning ahead, stop by the bulk section to avoid costly food waste, then head on over to the frozen aisle to save money on produce—without sacrificing quality!

Posted on: July 23, 2018


Can Your Social Security Benefits be Garnished to Pay a Debt?

Debtors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: July 12, 2018


8 Handy Tips for Road Tripping on the Cheap

Road tripping across the country may be fun, but the costs can add up fast. Learn how you can save money on gas, lodging, food, and more!

Posted on: July 12, 2018


Yes, You Can Get Fired For Having Bad Credit

Most people know that employers can check your credit score while hiring you, but they can also do it while you work there—and let you go if the results are bad.

Posted on: July 11, 2018


How Do You Ask Someone to Be Your Cosigner?

If you don't have a great credit score or a large income, you might have to ask for help in order to get a loan or an apartment. What's the best way to go about it?

Posted on: July 10, 2018


Which Online Streaming Service is the Best Deal?

Cutting the cord won't save you any cash if you sign up for every streaming service. Check out this handy-dandy guide to see which one is best for you.

Posted on: July 05, 2018


If You Have Bad Credit, a Letter of Explanation Could Help

A letter of explanation could be the difference between getting your loan application approved and having it denied.

Posted on: July 03, 2018


“Uh-Oh, I Need Money Now!” 4 Fast Cash Options for People With Bad Credit

There's no perfect way to get money fast when you have bad credit, but these four choices can all be a good solution—so long as you're careful.

Posted on: June 29, 2018