Financial Cents: Posts About Personal Loans

Can You Pay Off a Personal Loan With a Credit Card?

If you are considering this option, you need to do the math and make sure you're really saving money. Otherwise, you might just be shifting your debt from one place to another.

Posted on: August 07, 2018


Can Your Social Security Benefits be Garnished to Pay a Debt?

Debtors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: July 12, 2018


How Do You Ask Someone to Be Your Cosigner?

If you don't have a great credit score or a large income, you might have to ask for help in order to get a loan or an apartment. What's the best way to go about it?

Posted on: July 10, 2018


A Field Guide to Spotting Predatory Lenders

Be wary of lenders that don't check your credit, advertise themselves as "cash advances," or have poor customer reviews.

Posted on: March 29, 2018


The Eight Best Online Loan Calculators

Nobody likes doing math. (Shut up, mathematicians. No one asked you.) So if you need to do some calculations for a potential loan, use one of these eight great online loan calculators instead.

Posted on: September 14, 2017


Have Bad Credit and Need a Personal Loan? Let’s Play the Bad Credit Lender Dating Game!

If you have bad credit, finding the right online loan for you can be a lot like dating. Here's how you can tell the princes from the predators!

Posted on: September 07, 2016


How to Misuse a Personal Loan Today!

You can do a lot with a personal loan. And there’s also a lot you shouldn’t. Protect yourself from these misuses of a personal loan today!

Posted on: August 11, 2016


5 Personal Loan Dangers (and How to Avoid Them!)

A personal loan is like a trail map: Use it correctly and you can reach your financial destination. Use it incorrectly, and you can fall further into debt. Before selecting a loan or a lender, check out these five common personal loan dangers (and how to avoid them)!

Posted on: July 22, 2016