Financial Cents: Posts About Personal Loans

A room full of furniture, including a red couch and a brown dresser, with a for sale sign posted on the wall
Shopping for Furniture with a Bad Credit Score?

Here are tips on scouting quality furniture for a fraction of the price — and without the high interest rates.

Posted on: January 31, 2020


Can Your Social Security Benefits be Garnished to Pay a Debt?

Creditors can garnish your paycheck or your bank account in order to collect on an unpaid debt, but can they garnish government benefits?

Posted on: December 06, 2019


How Do Pawn Shop Reality Shows Differ From Reality?

A visit to your local pawn shop may result in a high-interest loan versus a dramatic trade of merchandise for heaps of cash.

Posted on: September 20, 2019


5 Times When a Personal Loan is a Bad Idea

If you're considering a personal loan to pay for something like a vacation or to cover everyday expenses, you should stop and reconsider.

Posted on: June 05, 2019


Do You Have Bad Credit and Need a Loan? Here Are 4 Options

Finding the right bad credit loan means doing your research, understanding the pros and cons of each product, and finding the loan that works best for you.

Posted on: May 15, 2019


5 Questions to Ask Yourself Before Taking out an Installment Loan

You need to find the installment loan that works best for you, and that begins with knowing exactly what questions to ask.

Posted on: March 19, 2019


Can Paying off a Loan Hurt Your Credit Score?

Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.

Posted on: March 18, 2019


5 Alternatives to an Expensive Cash Advance

If you're considering an expensive cash advance loan to cover unforeseen expenses, make sure you check out your other options, first.

Posted on: March 12, 2019


Should You Use an Installment Loan to Pay Off Your Credit Cards?

Consolidating all of your credit card debt into a single installment loan will likely save you money, but it'll probably mean larger monthly payments.

Posted on: February 11, 2019


Will a Bad Credit Loan Impact Your Credit Score?

The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.

Posted on: January 24, 2019