Financial Cents: Posts About Personal Loans
5 Questions to Ask Yourself Before Taking out an Installment Loan
You need to find the installment loan that works best for you, and that begins with knowing exactly what questions to ask.
Posted on: March 19, 2019
Can Paying off a Loan Hurt Your Credit Score?
Don't worry, it is very rare that paying off a personal loan will cause your score to drop, but it does happen every so often.
Posted on: March 18, 2019
5 Alternatives to an Expensive Cash Advance
If you're considering an expensive cash advance loan to cover unforeseen expenses, make sure you check out your other options, first.
Posted on: March 12, 2019
Should You Use an Installment Loan to Pay Off Your Credit Cards?
Consolidating all of your credit card debt into a single installment loan will likely save you money, but it'll probably mean larger monthly payments.
Posted on: February 11, 2019
Will a Bad Credit Loan Impact Your Credit Score?
The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.
Posted on: January 24, 2019
If You Have Bad Credit, Should You Consider an Installment Loan?
Unlike short-term payday loans, the right bad credit installment loan could deliver manageable payments and even boost your credit score!
Posted on: January 03, 2019
Should You Refinance Your Installment Loan? 4 Factors to Consider
Whether or not refinancing is right for you will likely come down to your specific financial situation—but these questions can still help you sort things out!
Posted on: December 28, 2018
It’s a Wonderful Life Is a Perfect Primer on Predatory Lending
The Frank Capra classic is not only a heart-warming tale of community and common decency, but it's also an incisive portrait of predatory business practices.
Posted on: December 18, 2018
What’s a Payday Alternative Loan (PAL), and How Can You Get One?
The only downside to Payday Alternative Loans (PALs) is that you have to join a credit union now in order to apply for one when you really need it.
Posted on: December 13, 2018
Here’s Why Some Cash Advances Are Much Riskier Than Others
The name "cash advance" can be used to describe two very different kinds of financial products, one of which is way more expensive and should totally be avoided.
Posted on: December 07, 2018
