Financial Cents: Posts About Unsecured Loans

Should You Use an Installment Loan to Pay Off Your Credit Cards?

Consolidating all of your credit card debt into a single installment loan will likely save you money, but it'll probably mean larger monthly payments.

Posted on: February 11, 2019


Will a Bad Credit Loan Impact Your Credit Score?

The impact that a bad credit loan could potentially have on your score will depend on what kind of loan you've taken out.

Posted on: January 24, 2019


Need to Pay for Auto Repairs But You’re Short on Extra Cash? Consider All Your Options

If you have bad credit and meager savings, you might think that a predatory no credit check loan is the only way you'll get back on the road. It's not.

Posted on: January 18, 2019


What’s a Payday Alternative Loan (PAL), and How Can You Get One?

The only downside to Payday Alternative Loans (PALs) is that you have to join a credit union now in order to apply for one when you really need it. 

Posted on: December 13, 2018


Here are 4 Very Bad Reasons to Get a Personal Loan

Avoiding high-cost predatory loans is great, but even the most affordable loans can pose a danger to your finances if they're being taken out for the wrong reason.

Posted on: November 29, 2018


With Bad Credit Loans, the Size of Your Payments Is Key

Sure, being able to pay back a loan in only two weeks sounds great. But if the payment for that loan is too big for you to handle, you could enter a dangerous cycle of debt.

Posted on: November 20, 2018


5 Questions to Ask Yourself Before Taking out a Bad Credit Loan

Once you answer these questions, that short-term loan payday loan you've been eyeing might not look like such a great idea anymore.

Posted on: November 13, 2018


The Benefits (and Drawbacks) to No Credit Check Installment Loans

No credit check installment loans are far from perfect, but they have a leg up on short-term payday loans. Here's everything you need to know.

Posted on: November 07, 2018


OppLoans Word of the Week: Credit Card Cash Advance

Just because you can use credit cards to get a cash "advance", doesn't mean you should. In fact, you definitely shouldn't. Here are the must-know facts.

Posted on: September 19, 2016