5 Tips for Healthy Living and Saving Money

Hold off on that gym membership! First, check out these tips for getting healthy without spending money!

Getting healthy hurts. No pain, no gain, right? But while it should hurt your muscles to feel that sweet, sweet burn, should it also hurt your wallet? Gym memberships can cost a bundle and lots of people don’t even use them!

Since it is possible to get both your body and your finances healthy at the same time, here are some easy tips that will help you cancel that gym membership and get fit for cheap.


While gyms have great amenities like equipment, showers, and saunas, those aren’t necessarily required for you to get good exercise. There are many at-home, no equipment exercise programs that can give you intense, sweat-soaked workouts for little cost.

Buying workout DVD sets or online programs can be costly if you aren’t careful. Spend some time searching sites like E-Bay and Amazon to find good deals. If you don’t mind buying them used you can find them fairly cheap. And that’s a one-time fee, compared to the $30-$100 per month you’d be paying for a gym.

You can also always borrow them for free from your library. If you’re really sneaky, you could even tape them onto VHS. Remember VHS? No? Never mind…


Instead of literally running in place on a treadmill, get out of the house and jog, find a trail and go for a hike or just go for a long walk. All of these things are free and help lead to a healthier life.

A lot of people hate running. It’s boring, it’s hard, and you feel like puking afterwards. But if you’re jogging through a new neighborhood and exploring, then you’re not thinking about the cramp in your side or how far you’ve got left to go. And if you puke halfway through, you can just jog away with no one any the wiser.

Music helps too! Distract yourself with a good workout playlist, or even free podcasts. Running with a friend can also help. You’re more likely to stick to a workout routine if you have a buddy there to support you. And it’s way cheaper than a personal trainer.


Sometimes it can feel like eating healthier and eating cheaper don’t play well with each. After all, McDonald’s is both cheap and terrible for you. But that’s only when you’re eating out. Better food and better finances are a lot easier to combine when you cook your own food.

Eating at restaurants is fun and convenient, but your money will stretch a lot further at a grocery store than it will at Applebee’s. So go grocery shopping and stick to fresh meat and produce. The fewer ingredients on the box that you can’t pronounce, the better. Actually, the less food that comes in a box, the better.

Once you’re in the habit of cooking, just follow these simple rules: eat lean protein and vegetables and avoid sugar and carbs. This might not sound exciting, but you’ll feel refreshed, lose weight and save money (which will make dining out a rare, rewarding treat).


This seems obvious. But it’s surprising how many people don’t drink very much water. We need water to live! And it’s free! Skip the expensive bottled stuff and go straight to the tap.

Everyone requires a different amount of water to be properly hydrated. The most common rule is that you should drink about 64 ounces. That’s four 160-ounce bottles every day to be well hydrated.

Try drinking a tall glass of water before every meal. You’ll feel full faster and won’t eat as much. The less food you eat, the less money that you will spend


Being healthy isn’t just about getting rid of bad habits, it’s about replacing bad habits with new ones. But the only way the new, good habits will stick is by repetition. Routine is key to creating new habits.

Think of it like making a budget; only instead of planning your spending for the week, you’re mapping out what you’re eating each day and when you’ll be exercising. And just like you would stick to your budget, stick to that plan. Have rewards for yourself at the end of each week if you did well.

Don’t give up if you miss a day! Everyone has a bad day once in a while, and it’s easy to feel defeated if you didn’t work out, or you ate a giant, sloppy cheeseburger. But one setback doesn’t need to be the end. Keep working, keep trying and don’t give up.

* Remember that getting healthy doesn’t happen overnight. The same goes for becoming financially stable. Be patient, set realistic goals, and don’t be too hard on yourself. For more resources, or if a personal installment loan may help your current situation, visit OppLoans.com.

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