If You Have Bad Credit, Watch out for These 5 Predatory Loan Warning Signs

High interest rates and short repayment terms are a good start, but you should also find a lender that checks your ability to repay!

Posted on: April 11, 2019


Will Closing a Credit Card Affect Your Credit Score?

It might seem odd, but closing a credit card can actually hurt your score, especially if it's one of your oldest cards and/or carries a high credit limit.

Posted on: April 10, 2019


How to Save Money on Plane Tickets and Air Travel

Shopping around for cheap plane tickets is only step one as many discount flights have extra hidden costs that can jack up your total bill.

Posted on: April 10, 2019


Financial Basics: How to Use Credit Responsibly

To help celebrate National Financial Literacy Month, we're getting back to basics: If you want to use credit responsibly, you should start by focusing on the right kinds of debt.

Posted on: April 09, 2019


How to Get a Free Copy of Your Credit Report

The three major credit bureaus are required by federal law to provide you with one free copy of your credit report per year. Just make sure you go to the right website to order them.

Posted on: April 08, 2019


Student Loans: To Pay or Just to Save

Paying off your student loans is good, but you don't want to pay them off so aggressively that you don't build up a nest egg.

Posted on: April 05, 2019


An OppLoans Interview with Riley Adams, CPA

Licensed CPA Riley Adams shares his thoughts on how most financial advice fails to address the needs of the millennial generation.

Posted on: April 05, 2019


Need Money for Groceries? Here Are 5 Tips to Help You Out

If you're considering a short-term no credit check loan to help cover a grocery bill, make sure you check out all your other options first.

Posted on: April 04, 2019


Have You Heard About the Free Personal Finance Classes We’re Offering Through OppU?

Whether you're a student in need of financial education or a teacher looking for standards-aligned financial literacy curriculum, OppU is here to help.

Posted on: April 04, 2019


How Do Overdraft Fees Stack up to Bad Credit Loans?

Short-term bad credit loans like payday loans and cash advances have ridiculously high APRS—but overdraft fees can be even more expensive!

Posted on: April 03, 2019