The Ridiculously High Cost of Bank Overdraft Fees

When it comes to sky-high interest rates, predatory payday loans and cash advances can't hold a candle to the fees banks charge when you overdraft your checking account.

Posted on: December 05, 2018


How Amortizing Interest Can Help You Avoid a Predatory Debt Cycle

When you're taking out a loan with bad credit, you want to make sure that every payment you make brings you one step closer to getting out of debt.

Posted on: December 05, 2018


Credit Utilization Ratio: What It Is, Why It’s Important, and How to Master It

If you have credit cards, make sure you're not putting too much money on them at any one time. Utilizing too much of your total credit limit can hurt your credit score.

Posted on: December 04, 2018


How to Vet Potential Renters

When you're letting someone into your home or a property that you own, you want to be absolutely sure that they're a person you can trust. 

Posted on: December 03, 2018


Want a Great Holiday Gift for Your Grandkid? How About Helping Them Pay for College!

While it's traditional for most holiday gifts to be a surprise, this is one instance where you'll definitely want to sit down with everybody first and coordinate.

Posted on: November 30, 2018


Here are 4 Very Bad Reasons to Get a Personal Loan

Avoiding high-cost predatory loans is great, but even the most affordable loans can pose a danger to your finances if they're being taken out for the wrong reason.

Posted on: November 29, 2018


The Broke Person’s Guide to Christmas

Christmas has a tendency to drive us all a little money crazy. If you're someone on a tight budget, here's what you can to make sure the season stays a merry one.

Posted on: November 29, 2018


Don’t Wait! Start Your New Year’s Resolutions Right Now

Instead of living it up through the holidays and then dragging yourself to the gym come January 1st, you should just start making better choices right now.

Posted on: November 28, 2018


Buying a Car Online? Here’s How to Avoid Getting Scammed

Trying to buy a car online will leave you vulnerable to scammers who either want to take your money and run or sell you a car that's in really poor shape.

Posted on: November 28, 2018


When Lending Money to Friends or Family Members, You’ve Got to Be Cautious

If you lend money to someone, you're putting your own finances at risk, not to mention your relationship with that person. Here are some steps you should take. 

Posted on: November 27, 2018