The 5 Ways a Personal Loan Can Affect Your Credit Score

Certain parts of borrowing a personal loan can raise your score, other parts will lower. But if you borrow responsibly, your score will turn out just fine.

Posted on: September 20, 2018


Is There Really Such a Thing as a “Low Interest” Payday Loan?

Unfortunately, the realities of payday lending make low interest rates impossible. Luckily, there are plenty of better (and cheaper) ways to borrow money.

Posted on: September 19, 2018


Is It Too Early to Start Saving for the Holidays?

Trick question. It's never too early to start saving. With that in mind, here are some tips and strategies to help you build your holiday shopping nest egg.

Posted on: September 18, 2018


You Can Discharge Student Loans in Bankruptcy … But Good Luck

Unlike most types of debt, student loans have to meet an incredibly high standard of "undue hardship" in order to to be discharged through bankruptcy.

Posted on: September 14, 2018


Here’s How to Save on Movies Now That MoviePass is Probably Done

Beyond sticking with matinees and searching for regular coupons, several experts we spoke to recommended AMC's MoviePass competitor, Stubs A-List.

Posted on: September 13, 2018


Found Yourself On The ChexSystems Blacklist? Here’s What You Can Do

A poor score from ChexSystems will affect your ability to open up a checking account. Here are some steps you can take to fix your score, plus a helpful alternative to traditional checking.

Posted on: September 13, 2018


Does Your Credit Score Show up on a Background Check?

Background checks can return all sorts of information about your past (and present) that you'd rather keep secret. But will it return your credit score?

Posted on: September 12, 2018


The OppLoans Fall Savings Sweepstakes

Tell us your favorite way to spend a frugal fall afternoon, and you’ll be entered for a chance to win $100 on Facebook and Twitter!

Posted on: September 12, 2018


How to Shop for Electronics With Bad Credit

Your best bet is to skip making this purchase altogether, but some savvy deal searching or shopping refurbished could also work.

Posted on: September 10, 2018


Here’s Why College Students Should Avoid Payday Loans

College students are known for scraping by on a tight budget, which is why taking out a payday loan could send them spiraling into serious debt. 

Posted on: September 07, 2018