Save Money on Your Holiday Groceries with These Expert Tips
Don’t forget that you can overspend on food and groceries just as easily as you can bust your budget buying presents!
Everybody likes to focus on how much people spend on presents during the holiday season. But that leaves out all the other ways that people have to spend money. If you’re not careful, you could end up coming in under budget on gifts while still racking up burdensome credit card debt on travel and food.
We’ve already written a post on how to lower the cost of your holiday travel, so now it’s time help you save money on your holiday groceries! Here are some handy expert tips to help you get all your holiday shopping done without having to sell a kidney to pay for it.
Thrifty shopping begins at home.
Galit Tsadik (@FIN_Sharktress), also known as the FINancial Sharktress, is a Certified Financial Education Instructor and Financial Wellness Coach. She offered some tips to help you save money on holiday groceries before you even go to the store:
“This one might seem like a no-brainer but check your fridge and pantry before you leave the house! Make a shopping list or if you are short on time, take a picture of what you already have so that you don’t buy what you don’t need!
“Limit your trips to the store. The more you are in the store, the greater the chances you will impulse buy that candy bar just because you saw it!
“Eat before you go grocery shopping! I can’t tell you how many times I’ve ended up buying things I didn’t need because I went shopping on an empty stomach and I was hungry!
“Get the Sunday paper and clip a few coupons. This only works if you stick to your grocery list, do not buy things that are not on your list just because they were on sale!
“Be careful with online grocery shopping, please understand that you pay a premium for the convenience of getting it shipped directly to your front door!
“Consider your burn rate—that’s how fast you “burn” through items. So, how long does that milk or juice usually last you? What about the eggs? If you know how much you use on average, you can plan for sales or deals in advance and you won’t buy too much and have it go bad before you can use it!
“Are you loyal to a specific brand? I know I am for certain items! Follow your favorite brands on social media or sign up for their mailing lists/loyalty programs to get deals and offers. Brands love rewarding their loyal customers, so take advantage of the perks by having the deals sent straight to your inbox!”
Let coupons and clearance sales be your little helpers.
“Stock clearance sales: Just before when people start their holiday shopping, most of the grocers and food stores announce stock clearance sales to sell out all their old stocks. Keep your eyes and ears open for any of these stock clearance and you can get your things at nearly half the price.
“Supercooled foods: Every food store or grocery store keeps their old stock of perishable foods in their most chilled section. These frozen food items are offered at big discounts, only to be sold quickly before their nearing expiry dates. Hit the supercooled sections of the stores and shop your choice of frozen foods at best deals and save some dollars.
“Shop with neighbors: Every grocer and food store offer better deals for bulk purchase of grocery items and foods. Alone you can’t buy a bulk of anything. But if you buy the bulk of anything with one or two same-minded neighbors together and divide the booty by yourselves, you can save a big amount of money on holiday groceries and foods.
“Shop lower brands: Instead of shopping the products of top brands, try to take the generic brand groceries and food items. These lesser known generic brands are quite less expensive than the same products of the top brands, but the standard remains the same or nearly the same. You can save a lot of your money by purchasing only the generic brands.
“Use your cards wisely: Some credit card companies offer their subscribers some extra discounts or cash backs while purchasing from specific stores. Before hitting the grocer’s or food stores find out where your card will help you to save most. If you use multiple credit cards, find out which card provides the best benefits and from which store.”
Don’t feel the need to overspend.
The most important thing to remember come holiday times is that there’s a big difference between what you “must” spend and what you’ll be pressured to spend. Don’t let keeping up with the Joneses drive you into debt. There’s nothing less merry than that! And if you want to learn more about saving money, check out these related posts and articles from OppLoans:
- 7 Tips for Eating Out on the Cheap
- How to Save Money on Gas
- The Broke Person’s Guide to Dating
- How to Save Money When You’re Already on a Tight Budget
|Galit Tsadik (@FIN_Sharktress), the FINancial Sharktress, is the founder & SHE.E.O. of her namesake company, Tsadik G. Management (@CountOnTGM), and a respected money expert. As a Certified Financial Education Instructor, she helps passion-based entrepreneurs transform their businesses and lifestyles by facing their fears and revealing her ‘S-H-A-R-K’ money wisdom to win their financial freedom! Discover how to seize your financial opportunities fearlessly with shark-like swiftness, sleekness & elegance like Galit so that you can live your dreams starting today!|
|Andrei Vasilescu is a renowned finance expert and CEO of Money Saving platform, DontPayFull.com (@DontPayFull). He provides cutting-edge financial advice on how to save money in business and life to various international companies and people. Andrei has served people with online coupons of various brands through his coupon platform for years.|
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