AdaPia d’Errico (@adapia) is a relentless entrepreneur and strategist with deep domain expertise in branding, positioning, crowdfunding and real estate investing. She is a prominent female fintech executive, having served as Chief Marketing Officer at Patch of Land and Chief Operating Officer at AlphaFlow. She is widely recognized for bringing national awareness to real estate crowdfunding. She can be reached at AdaPiaDerrico.com.
Kelly Phillips Erb (@taxgirl) is a Senior Editor at Forbes Media, LLC where she writes about tax and tax policy, including tax-related security & technology issues. She was previously a managing shareholder at The Erb Law Firm, P.C., where she focused on tax law for businesses and families. Read more of her work at Forbes.com.
Bruce McClary (@BruceMcclary)provides marketing and media relations support for the National Foundation for Credit Counseling (NFCC), Inc. based in Washington, D.C. McClary is considered a subject matter expert, and interfaces with the national media, serving as a primary representative for the organization. McClary began his career in the credit counseling sector in 1998. During his 16 years in the industry, McClary has provided one-on-one financial counseling to thousands of consumers, trained counselors and financial educators, and reached tens of thousands more through print and broadcast media. He has been a featured financial expert for the nation’s top media sources, including: MSNBC, NBC News, The New York Times, the Wall Street Journal, the Los Angeles Times, CNN, MarketWatch, Fox Business, and hundreds of local media outlets. His background in the financial service sector includes experience as a debt collector and lender, with some work in the mortgage industry.
Applications submitted on this website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Sandy, UT, member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans. Please refer to our Rates and Terms page for more information.
CA residents: Opportunity Financial, LLC is licensed by the Commissioner of Business Oversight (California Financing Law License No. 603 K647).
DE residents: Opportunity Financial, LLC is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31, 2019.
NM Residents: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
OppLoans performs no credit checks through the three major credit bureaus Experian, Equifax, or TransUnion. Applicants’ credit scores are provided by Clarity Services, Inc., a credit reporting agency.
Based on customer service ratings on Google and Facebook. Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with OppLoans. Check loan reviews.
* Approval may take longer if additional verification documents are requested. Not all loan requests are approved. Approval and loan terms vary based on credit determination and state law. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day.
†TX residents: Opportunity Financial, LLC is a Credit Access Business that arranges loans issued by a third-party lender. Neither OppLoans nor the third-party lender reports payment history to the major credit bureaus: TransUnion, Experian, and Equifax.
Rates and terms vary by state.
If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at 855-408-5000, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to email@example.com.