The Holiday Borrowing Risk List
Ch. 6. Conclusion
Everyone wants to have a happy holiday season, and many believe the best way to spread cheer and joy is through the latest gadgets, fashion or by pricey dinners.
Being honest with yourself about what resources you have available, setting your budget and priorities early on and sticking to your plan can prevent you from getting yourself into trouble come January.
Remember that even if you don’t have the best credit or you have no credit, there are responsible lenders who will work with you to finance your needs within what you can actually afford.