CALIFORNIA LICENSURE INFORMATION

NOTICE OF FEES CHARGED FOR INSTALLMENT LOAN SERVICE

The following is a representative example for the Finance Charges for a $3,925 installment loan with OppLoans. This example is based on the assumption that the loan will be repaid as scheduled.

Amount FinancedFinance ChargeTotal of PaymentsAnnual Percentage Rate*
$3,925.00$4,737.37$8,662.37162.49%

OppLoans charges a $75.00 Administrative Fee. A late fee of $15.00 is charged for each payment that is 15 days or more past due. The charge for a dishonored check is $15.00.

Annual Percentage Rate (“APR”) is the cost of your loan expressed at a yearly rate. The above APR is based upon an example loan with a payment schedule of 26 bi-weekly payments of $323.61 and a final payment of $323.61. Please note, the aforementioned finance charge is the total amount of interest that would be paid if the loan is kept out for the full term. Loans may be repaid without penalty. Loan approval and loan terms are based on the lender’s underwriting standards.  A late fee of $15.00 is charged for each payment that is 15 days or more past due. The charge for a dishonored check is $15.00.

OPPORTUNITY FINANCIAL, LLC’s CALIFORNIA LOAN PRODUCTS ARE MADE UNDER ITS CALIFORNIA FINANCING LAW LICENSE. THAT LICENSE IS ADMINISTERED BY THE CALIFORNIA DEPARTMENT OF BUSINESS OVERSIGHT FOR INFORMATION OR COMPLAINTS, CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT AT 1-866-275-2677 OR www.dbo.ca.gov.

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