Rev. 10/2017



What Does FinWise Bank Do With Your Personal Information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income

  • Account balances and payment history

  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FinWise Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does FinWise Bank share?

Can you limit this sharing?

For our everyday business purposes-



such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes-



to offer our products and services to you

For joint marketing with other financial companies


We don’t share

For our affiliates’ everyday business purposes-



information about your transactions and experiences

For our affiliates’ everyday business purposes-


We don’t share

Information about your creditworthiness

For our affiliates to market to you


We don’t share

For nonaffiliates to market to you


We don’t share


Call 801-501-7200 or go to

Who we are

Who is providing this notice?

FinWise Bank

What we do

How does FinWise Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

FinWise Bank’s policy is such that access to confidential information is provided only to those employees who need to know such information to administer your account(s).

How does FinWise Bank collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan or give us your contact information

  • Give us your employment history or give us your income information

  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your credit worthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a Holding Company interest in the Bank, our Holding Company is “All West Bancorp”.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • FinWise Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • FinWise Bank doesn’t jointly market.