Payday Loans in Kansas

At a Glance
  • Nickname: The Sunflower State
  • Population: 2.91 million
  • Capital: Topeka
  • Website: www.kansas.gov
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In 2018, about 11.9% of residents of Kansas lived below the federal poverty line (comparable to the national rate of 11.8%). The median household income for the state was $58,218, which is $3,719 below the national average of $61,937 for that year. Kansas continues to work toward an improved economy, but (as of September 2019) 3.2% of residents remain unemployed, which can put a damper on their ability to afford the essentials.

Average Credit Card Debt and Median Household Income in Kansas vs. the U.S.
The U.S.
Average Credit Card Debt (Q1 2019)
Median Household Income (2018)

Payday Loans in Kansas

Payday loans are small, short-term loans that usually involve less than $1,000 and are required to be paid back in 2 to 4 weeks.

Payday Loan Statistics for Borrowers in Kansas vs. Nationally
The U.S.
Average Loan Amount

Consumer Protection in Kansas

How to Report a Lender in Kansas

You can attempt to resolve your issue by calling someone with authority at the company, such as the owner, president, or consumer complaint specialist. If you cannot reach a resolution, determine who regulates the entity, and then contact the Office of the State Bank Commissioner in Kansas by visiting http://www.osbckansas.org/. Once you are on the website, choose the “Consumers” tab at the top of the screen. From there you will select “File a Complaint”. Complete the Consumer Assistance Form and submit it with any supporting documentation.

Kansas Office of the State Bank Commissioner Information
  • Address:700 SW Jackson, Suite 300 Topeka, KS 66603
  • Phone:(785) 296-2266
  • Fax:(785) 296-6037
  • Website:http://www.osbckansas.org/

Guides to Payday Loans in Kansas Cities

Check out these payday loan guides for the following cities in Kansas…

Kansas City | Lawrence | Olathe | Topeka | Wichita