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Bills and Payment
From rent to credit cards to utilities, it can seem as if the bills never stop coming. In order to stay on top of bills, it’s best to create a system to track income and expenses. Create a calendar so you can keep track of when each payment is due to avoid missing a payment.
Making on-time payments is one of the most important factors in your FICO credit score. By paying bills on time, you can stay out of debt and reduce financial stress. It’ll also help you avoid late fees and interest charges.
If you’re having trouble making on-time payments, it’s best to talk to your creditors and let them know about your current financial situation.