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See the results of our 2022 Personal Finance Study!

Building Credit

Paying off your credit card balance in full, maintaining a good debt utilization ratio, and paying your debts on time can help build your credit score.

Improving your credit score is generally a slow process. There’s no quick fix to undo years of negative financial information and habits. The good news: It is still possible for your credit score to improve over time.

Check your credit score and credit report yearly to identify opportunities for improvement.

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