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Credit Cards

When used responsibly, credit cards can be an easy-to-use payment method to build credit and a secure way to pay for purchases. Many credit cards also offer perks, cash-back bonuses, and redeemable reward points.

Credit cards are a form of revolving debt. Every month, users borrow against the credit card company’s credit limit. 

Because of how convenient it is to use a credit card, it’s common to accrue debt. Many credit card companies charge high interest rates for late payments, so it’s important to pay your credit card balance in full every month. 

The information contained herein is provided for free and is to be used for educational and informational purposes only. We are not a credit repair organization as defined under federal or state law and we do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit. Articles provided in connection with this blog are general in nature, provided for informational purposes only and are not a substitute for individualized professional advice. We make no representation that we will improve or attempt to improve your credit record, history, or rating through the use of the resources provided through the OppLoans blog.

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