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Financial goals can vary depending on a person’s ambitions and financial situation. Financial goals should be achievable, realistic, and measurable. Financial goals can include paying off high-interest debt, saving for retirement, or improving your credit score.
A basic financial goal that can help nearly everyone is having a fully funded emergency account. The general rule is to have three to six months worth of living expenses saved in case of an unexpected hardship such as unemployment.
Reviewing your finances regularly can help you determine if you’re on track to meet your financial goals. In order to determine if you’re making progress, you should be specific about your monetary goals.
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